Page 7 - open_enrollment_benefits_book_NA_2018_v4
P. 7
Who Can Enroll
You (if you are a full-time Rioter working at least 30 hours per week) and your dependents can enroll.
Your eligible dependents are these people:
• Children under age 26 • Spouse • *Domestic partner (registered or unregistered)
* If you have a domestic partner and they get benefits through Riot, you are subject to additional tax implications,
including a higher taxable income and paying taxes on the benefits they receive. If you have questions, get in touch
at benefits@riotgames.com.
When You Can Enroll
Enrollment is only available at these specific times:
• During our annual Open Enrollment (OE)
(changes made during OE go into effect on January 1st and are in effect until December 31st)
• Within 30 days of your start date
• Within 30 days of a qualified change in family status
(see examples in the next section)
Making Changes To Your Enrollment
This part’s important: once you choose your benefits, you can’t modify them unless you experience what’s known in the
insurance world as a ‘qualified change in family status’—it’s basically a major change in your life situation.
EXAMPLES OF A QUALIFIED CHANGE INCLUDE (BUT AREN’T LIMITED TO)
• Marriage, divorce, legal separation, or annulment (for married couples or registered domestic partners)
• Birth or adoption of a child
• Loss of a spouse, partner, or child
• Change in your dependent’s eligibility status (child turning 26, spouse gaining coverage elsewhere, etc.)
• Loss of coverage from another health plan
• Change in your residence or workplace (if your benefit options change)
• A Qualified Medical Child Support Order (QMCSO)
• Loss of coverage through Medicaid or Children’s Health Insurance Program (CHIP)
• Becoming eligible for a state’s premium assistance program under Medicaid or CHIP
PROOF OF THE CHANGE IS REQUIRED TO ADJUST YOUR PLANS (COURT DOCUMENTS, BIRTH CERTIFICATE FOR A NEWBORN, ETC.)
REMEMBER!
Coverage for a new spouse, partner, or newborn is not automatic. Fear not, though. You get 30 days to update
your coverage (or you’ll have to wait until next OE to make changes).
If you have any questions, we can help at: benefits@riotgames.com
3