Page 15 - Wellbiz Brands Benefit Guide 2020
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BENEFITS
DISABILITY INSURANCE
Reliance Standard | Short Term Disability Insurance
WellBiz offers you Short Term Disability (STD) to provide income replacement if you become disabled due to accident, sickness or
pregnancy, through Reliance Standard. If you experience a temporary disability, benefits begin on the 8th day after the start of
your disability and will continue as long as you remain disabled up to a maximum of 8 weeks. STD works with state disability
programs, Social Security, and any other group disability coverage, to provide you with a combined monthly benefit equal to 60%
of your pre‐disability earnings up to a maximum benefit of $2,500 per week.
Reliance Standard | Voluntary Long Term Disability Insurance
WellBiz offers you the opportunity to purchase Long Term Disability (LTD) to provide income replacement if you become disabled
for an extended period of time, through Reliance Standard. If you become totally and permanently disabled, benefits begin 60 days
after the start of your illness or injury and will continue as long as you remain disabled up to Social Security Normal Retirement
Age. LTD works with state disability programs, Social Security, and any other group disability coverage, to provide you with a
combined monthly benefit equal to 60% of your pre‐disability earnings up to a maximum benefit of $10,000 per month.
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