Page 25 - ARUBA TODAY

BUSINESS Thursday 27 december 2018
A25

For information on one of our featured homes
for the holidays please contact us at

(297) 733- 4663- phone
$ 265,000.00 $ 355,000.00 $ 575,000.00 $ 650,000.00 info@arubahomeminders.com- email
Bubali # 113c Caya Ritmo # 35 Oceania # 213 Tamarijn $ 59 www.arubahomeminders.com- web site
3Bedr w/ additional 4 Bedr 2 Story Home 2Bed/2Bath ocean front 4Bedr home w/ sweeping
guest studio Eagle Beach area Condo. island views

$ 320,000.00 $ 449,000.00 $ 625,000.00 $ 699,000.00 $ 775,000.00
Jardines Del Mar # 12 Opal # 223 Surfside Res. Rooi Santo # 25m Salina Cerca # 37b Oceania Residence # 513
2Bed/2.5 Bath townhome 4Bed/3.5Bath w/ lock off 4Bed/4Bath home with 5Bed home with lush gardens 2Bed/2Bath Ocean front
w pool view apartment pool, jacuzzi, gym & large private pool Penthouse condo w/ jacuzzi
What 2019 may hold for your finances

By SARAH SKIDMORE SELL be relatively flat thanks to
Associated Press an aging population and
It’s tough to know what more efficient vehicles.
each new year may hold. JOBS AND WAGES
But when it comes to eco- Unemployment is low, and
nomic issues, there are is likely to fall further in the
usually enough indicators coming year, he said. There
to provide a solid glimpse are a record number of job
into what’s ahead. So we openings, across nearly all
asked experts to weigh in industries. With such a tight
on how they anticipate job market, Zandi expects
how those big drivers may wage growth will continue
impact your financial well- to accelerate from about
being in 2019. 3 percent currently to 3.5
INTEREST RATES percent a year from now.
The Federal Reserve re- “Workers have the upper
cently announced that it is hand with their employers,
raising its key interest rate and that should remain the
by a quarter of a point, to case in the coming year,”
a range of 2.25 to 2.5 per- he said.
cent. That marks the fourth Glassdoor Chief Economist
hike this year and lifts the Andrew Chamberlain said
benchmark rate to its high- that one of the drivers for
est point since 2008. But the In this Jan. 30, 2018, file photo, Loredana Gonzalez, of Doral, Fla., fills out a job application at a this tight job market ahead
Fed indicated it only antici- JobNewsUSA job fair in Miami Lakes, Fla. is an aging workforce. For
pates two hikes for the year Associated Press the first time in U.S. history,
ahead. line of credit or adjustable this year, says Tom Kloza, those times. there will likely be more re-
Greg McBride, chief analyst rate mortgage, see if you global head of energy Western states, includ- tirees in America than chil-
at Bankrate, says borrowers can move to a fixed rate. analysis for the Oil Price In- ing some Rocky Mountain dren under age 18 by 2035,
already felt the pinch from “Your best defense is a formation Service. states, will probably move according to U.S. Census
higher rates and will see good offense,” McBride Kloza said there is a good well above $3 gallon, led data. So as those people
the effect of the latest hike said. “Take steps to insulate chance that 2019 will be by California, Hawaii, Alas- leave their jobs, there will
soon. yourself from further rate book-ended by a very ka, Washington, Oregon be a continued struggle to
“They are feeling the im- hikes.” weak start for prices and and Nevada. find the right workers to re-
pact, and unfortunately, On the flip side, if you are a shaky finish, with prices Gasoline demand should place them.q
whether the Fed raises rates able to save, you can make around $2.35 to $2.40 a
once, twice or three times, a bit more off that money. gallon at each end. In be-
borrowing rates are going It pays to shop around as tween, prices will likely rise
to go up,” McBride said. many banks are offering for both crude oil and gas-
People who have variable around 2.4 percent on ba- oline.
rate debt, like credit cards, sic savings accounts these Kloza expects the highest
will see it first. A quarter of days. McBride noted that prices should occur in the
a point increase by the Fed this is the first time in roughly second and third quarters.
could be reflected as soon a decade that savers can He anticipates national av-
as one to two statement earn more on savings than erages in the $2.75 to $2.85
cycles later. To avoid taking the rate of inflation. per gallon neighborhood,
a hit, pay down your debt GAS PRICES with perhaps a dozen or
aggressively. If you have a Expect prices to be rela- so high-tax states flirting
variable rate home equity tively stable compared to with $3 a gallon or more at