Page 14 - CROWN-FLIP BOOK
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Where Service Reigns, Transition is Supreme!

               Crown Capital Securities, L.P. understands that you are on the threshold of a major
               change.  Please rest assured that your client satisfaction is our primary concern during
               this transition. For this very reason I have assigned Ms. Lisa Crummel as your
               Transition Team Coordinator.  Ms. Crummel has been a valued member of Crown
               Capital beginning in 2002 with extensive experience in Licensing, Registration and
               Compliance. I have every confidence that she will effectively assume ownership of the
               potentially distracting details of the transition to allow you to devote your full attention to
               your business.  Ms. Crummel will be your go-to person for training or questions prior to
               coming on board and during your beginning tenure with Crown.

               Your Transition Team Coordinator can be reached as follows:

                       Coordinator:  Lisa Crummel

                       Phone:         1-800-803-8886 ext. 287

                       Fax:          1-714-547-9404

                       Email:        lcrummel@crowncapitalsecurities.com


               Please find enclosed a Pre-Hire Acknowledgement Form and Questionnaire that will
               provide our transition team with the information necessary to formulate a week-by-week
               timeline customized to accommodate your schedule.  Your Transition Team Coordinator
               will be contacting you shortly with a personalized timeline as well as the information you
               will need in the following weeks.



               Sincerely,
               CROWN CAPITAL SECURITIES, L.P.





               Darol K. Paulsen
               Chief Executive Officer






               725 W. Town & Country Rd., Ste. 530
               Orange, CA  92868
               714-547-9481
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