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Medicare Supplement Medicare Advantage
• Doesn’t use networks. • Based on networks.
• Doesn’t require copays/ • Usually requires copays/
coinsurance at the time of coinsurance at the time of
service. service.
• Some plans cover deductibles • Monthly out-of pocket cost
and coinsurance which makes based on services received
it easier for you to follow a makes it more difficult to
budget. budget.
• Can be used around the country • Only required to cover out-of-
as long as the doctor you visit network urgent and emergency
accepts Medicare. care.
• You will not need to answer any • The only medical question you
medical questions as long as will need to answer is if you
you enroll within six months of have End Stage Renal Disease.
your Part B effective date. • Has a maximum out-of-pocket.
• Some plans will charge higher • May cover extras such as
premiums every year as you get dental, vision, and hearing.
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