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2019 BENEFITS OVERVIEW





































                             Texas  Mutual is  pleased  to offer a comprehensive health and  wellness
                             benefits  package. This document  provides a high level overview  of our
                             benefits for full time employees. The summary plan descriptions are the
                             governing  documents  for  Texas  Mutual’s  insurance  plans.  Employees
                             may access the plan summaries on HR’s TXM Today intranet page.












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