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COLA based on their principal residence when accessed to active duty. CONUS COLA is determined by
the Soldier’s residence ZIP code. AC and AGR Soldiers located in CONUS or OCONUS areas, who are
authorized COLA, will continue to draw COLA as determined by the area to which they are assigned.

d. Family Separation Allowance (FSA): Soldiers in a TCS status may be authorized FSA at the rate of
$250 per month, IAW Chapter 27, DoD FMR 7000.14-R, Volume 7A, when a Soldier is away from their
primary duty station (for mobilized RC personnel this is their principal residence) continuously for a period
of 30 days and the Soldier’s dependents are not residing at or near the TCS station. Army/service
member married couples who were living together prior to and immediately before the deployment and
single Soldiers with authorized primary dependents may be paid FSA. FSA is payable to both married
members when they reside together with their dependents immediately before being simultaneously
assigned to duty assignments as prescribed in subparagraphs 270103.A.1 through 3. The dual allowance
shall continue until one of the members is no longer assigned to one of those duty assignments. The
other member shall continue to receive the allowance until no longer assigned to one of those duty
assignments.

e. Overseas Housing Allowance (OHA): RC Soldiers mobilized from an overseas location will receive
OHA when accessed onto active duty based on their principal residence. Soldiers must have a housing
expense to receive OHA. It is essential that appropriate documents, for housing and utility costs, are
provided to the in-processing finance office to ensure that Soldiers receive the correct OHA monthly
payment. AC and AGR Soldiers in receipt of OHA at their PDS will continue to receive this entitlement.

6–4. Military Benefits

a. Service member’s Group Life Insurance (SGLI): SGLI coverage is available in
$50,000 increments up to the maximum of $400,000 for AC and RC Soldiers.
All monthly premium payments are fully reimbursed, on a monthly basis, to Soldiers who serve in the
Afghanistan (OEF), Iraq (OIF) or Operation New Dawn (OND) Theater of operations. To increase
coverage, members must complete SGLV FORM 8286. To decrease coverage, decline coverage
completely or designate beneficiaries, the member must use SGLV FORM 8286. Family SGLI (FSGLI)
coverage was implemented IAW Public Law 107-14, Veterans Survivor Benefits Improvement Act of
2001. This law revised FSGLI provisions to: (1) permit members to purchase a maximum of $100,000 in
SGLI coverage for their spouses; and (2) extend automatically to service members’ children $10,000 in
such coverage. Enrollment in FSGLI was automatic and FSGLI premiums were mandatory, unless the
Soldier opted out of the FSGLI program. If a Soldier wants to decline this insurance, a VA FORM 8286a
must be completed and submitted to the servicing military personnel office. Dual military couples must
decline coverage in writing by completing the same form. RC Soldiers changing from drilling to mobilized
active duty status and back again must update their FSGLI status during their status change.
Additional information and download of forms is available at
http://www.insurance.va.gov/miscellaneous/index.htm.

b. RC Soldier Dependents Benefits: Eligible dependents of RC Soldiers ordered to active duty for
more than 30 days are eligible for the same benefits (e.g., healthcare benefits,
commissary/exchange privileges, legal assistance, use of morale, welfare, and recreation
facilities, etc.) as dependents of active Army Soldiers. Access to Dental Treatment Facilities is
very limited and enrollment in the TRICARE Dental Program is encouraged for eligible
dependents. Eligible dependents are authorized to be issued DD Form 1173S (privilege card),
active duty dependent ID cards, or may continue to use their DD Form 1173-1S, Reserve
dependent ID cards along with a copy of the Soldier's active duty orders, to use authorized
facilities and to receive authorized benefits.

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