Page 35 - BANKING FINANCE November 2015 ONLINE
P. 35
PRESS RELEASE
Credit to Minority Community increased from `8017.21 three RRBs are profit making and have a total business
Crore as at 30.09.2014 to `9425.31 Crore as at of `45753 crore.
30.09.2015, forming 15.98% of Priority Sector Credit.
SYND Samagra Gram Vikas Yojana
To assist the farmers in taking up timely agricultural
operations and increase crop production, credit The bank has adopted 26 villages in our Lead Districts
assistance of `7405.30 Crore has been extended by across the country for all round development and `5.20
issuing 7.04 lakhs Syndicate Kisan Credit Cards as on crore is being utilized for development.
30.09.2015.
SLBC Convener
For the rural households, 31191 General Purpose Credit
Cards (GCCs) have been issued amounting to `52.66 Crore. The Bank is convener of SLBC in Karnataka State and
Union Territory of Lakshadweep and is taking proactive
MSME steps for implementation of Government directives.
The total outstanding advances to MSME Sector grew Financial Inclusion
by 27.38 % from `20143 crore as at 30.09.2014 to
`25658 crore as at 30.09.2015. Bank has opened 3.94 lakh Basic Savings Bank Deposit
Accounts (BSBDA) during Q2 FY 2015-16. The balance
Retail Credit outstanding overall in 1.10 crore BSBD accounts is
`3658.87 crore as on 30.09.2015.
The total outstanding advances under Retail Credit
portfolio grew by 20.06% from `20290.39 crore as at To promote financial literacy in the villages, 6891
30.09.2014 to `24360.18 crore as at 30.09.2015. financial literacy programmes were organized upto
30.09.2015 (from April 2015 to Sept 2015), in which
Recovery 2.93 lakh persons were benefitted.
During Q2, FY 2015-16 upgradation of NPAs for `523.44 PMJDY
crore and Recoveries of `638.66 crore have been
made, which includes cash recovery of `123.58 crore Bank has opened 39.20 lakh accounts under PMJDY having
in prudentially written Off Accounts. a balance of `677.15 crore as at 30.09.2015. During Q2
FY 2015-16, 2.05 lakh PMJDY accounts were opened.
To accelerate recovery performance under NPA, during
the current financial year two Bruhat Synd Adalats were 34.96 lakh RuPay Cards have been issued under PMJDY
conducted. Bank has mobilized 37058 proposals involving as at 30.09.2015.
one time settlement amount of `352.53 crore.
Direct Benefit Transfer (LPG)
Branch Expansion
During the period 15.11.2014 to 30.09.2015 under re-
Bank has opened 50 branches during Q2, FY 2015-16 launched DBTL, 117.83 lakh credits have been received
taking total number of branches to 3565 as on 30.09.15 by the Bank with benefit amounting to `290.50 crore
(including a branch in London) comprising of 1174 Rural, credited to beneficiaries’ accounts. During Q2 FY 2015-
945 Semi Urban, 781 Urban and 664 Metro branches. 16, 41.90 lakh credits have been received with benefit
Bank has presence in all the States and 6 Union amounting to `76.87crore credited to beneficiaries’
Territories of the country. accounts.
Human Resource Initiatives Information Technology
Bank has recruited 1470 Probationary Officers and Bank has added 165 new ATMs during Q2, FY 2015-16,
1663 Clerks during the current year. taking total number of ATMs to 3592.
Bank has also recruited 284 Specialist in the field of Bank has issued 7.65 lakh new VISA/Maestro/Rupay/
Treasury Management, Credit, Risk Management, IT Rupay Kisan Debit Cards and 1437 Credit Cards during
related services & HRM etc. Q2 FY 2015-16. Overall 154.08 lakh Debit Cards have
been issued of which 118.25 Lakh are active cards.
Regional Rural Banks Credit Card base has increased to 63440 of which 29802
are active cards.
The bank has sponsored 3 RRBs- Prathama Bank,
Karnataka Vikas Grameena Bank and Andhra Pragathi Bank has installed 2137 POS Terminals up to
Grameena Bank having a branch network of 1391. All 30.09.2015.
BANKING FINANCE | NOVEMBER | 2015 | 35
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