Page 46 - The Insurance Times March 2025

8. Maintenance of Machinery and Equipment IoT Sensors: Use Internet of Things (IoT) devices for real-
Preventive Maintenance: Regularly service machines to time monitoring of fire risks.
prevent overheating, friction, or electrical faults. AI-based Analytics: Analyze data to predict and mitigate
Lubrication: Ensure proper lubrication of moving parts fire hazards proactively.
to reduce heat generation.
12. Compliance with Regulations
Monitoring: Use sensors to monitor equipment for ab-
normal temperature rises. Adherence to Standards: Follow industry-specific fire
safety standards, such as NFPA (National Fire Protection
9. Safe Work Practices Association) guidelines.
Hot Work Permits: Require permits for activities like Regular Audits: Conduct compliance audits to ensure
welding, cutting, or grinding, and ensure fire watch per- adherence to fire safety regulations.
sonnel are present.
Coordination with Authorities: Collaborate with local
Static Electricity Control: Ground and bond equipment fire departments for inspections and emergency response
to prevent static charge build-up, especially in areas han- planning.
dling flammable materials.

Restricted Smoking Zones: Enforce no-smoking policies 13. Insurance and Financial Preparedness
in high-risk areas. Comprehensive Insurance: Obtain adequate fire insur-
ance coverage for assets, employees, and liabilities.
10. Emergency Preparedness
Risk Assessment for Coverage: Work with insurers to
Evacuation Plans: Develop clear evacuation routes and identify high-risk areas and address them to lower pre-
assembly points. Ensure these routes are free of obstruc- miums and ensure coverage.
tions at all times.
Fire Response Teams: Form trained in-house fire re- Conclusion
sponse teams equipped to handle small-scale incidents. Preventing fire accidents in industries requires a multi-pronged
Emergency Lighting: Install battery-operated emer- approach that combines technology, training, and adherence
gency lighting along evacuation routes. to safety standards. By implementing these safety measures,
industries can protect lives, safeguard assets, and maintain
11. Use of Advanced Technology business continuity. Regular reviews and updates of fire safety
Thermal Cameras: Monitor for hotspots in machinery protocols ensure that industries stay prepared to mitigate fire
and storage areas to prevent overheating. risks effectively.

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Media Partner : The Insurance Times, Digital Partner : Bimabazaar.com
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