Page 92 - Ebook IC S01
P. 92
Survey And Loss Assessment IC-S01
Chapter 19 Admissibility of Claims
FACTORS AFFECTING THE ADMISSIBILITY OF THE CLAIM :
The issues that a surveyor needs to examine, for confirmation of admissibility of the
claim can broadly be grouped as follows:
a) Verification of policy contents / intended coverage.
b) Verification of multiple coverage by different policies,
c) Insurable interest,
d) Proximate cause of loss
e) Operation of exclusions,
f) Examination of warranties,
CHAPTER 20
EVALUATION & LOSS ASSESSMENT
FACTORS AFFECTING THE ADMISSIBILITY OF THE CLAIM:
Similar to the procedure of confirming the admissibility of claim, on verification of i)
the policy conditions like, covered perils vis-a-vis cause of the loss. ii) operation of
exception / exclusions and warranties stated in the policy, iii) identification of the
subject matter covered by the policy and the validity of the policy etc.. the loss
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