Page 47 - Insurance Times July 2016

Non-Life Insurance Plan
Basic Insurance Cover
 Provides comprehensive two wheeler insurance (cov-
ers you when your bike sustains damage due to an
accident, fire or is stolen)
 Third Party Liability (Kicks in case of a claim against
you for injury or damage to third party person(s),
vehicle or property)
Basic Insurance Cover + Personal Acci-
dent Cover
 All benefits of Basic Insurance Cover
 Personal Accident Cover for both passengers of the
two wheeler (rider and pillion rider) that provides a
compensation of Rs. 1 lakh per rider in the event of
death/permanent total disablement arising from two
wheeler accident.
Inclusions:
Bike insurance policy would cover the following:
 Loss or damage to the insured vehicle due to:
1. Fire/ Earthquake/ Flood/ Cyclone Accident/ Ter-
rorism/ Riots/ Strikes
2. Accident by external means
3. Transit by road, rail, inland waterways, air or lift
 Personal Accident Cover for Owner-Driver - Compen-
sation for death injury/death sustained by the owner-
driver of the insured car caused due to violent, acci-
!! Hearty Congratulations !!
Thanks readers for excellent response for our Insurance Quiz published in our June 2016 issue. This month the lucky
winner of the Quiz is PUJA SALUJA.
Who will be the next?????
Two Wheeler
Insurance
from Bharti AXA General Insurance
dental, external and visible means while travelling in
the vehicle or during mounting into/dismounting from
the car.
 Third Party Bodily Injury Liability - Compensation for
damage or liability causing bodily injury or death to
another person will be taken care of by Bharti AXA
General Insurance.
 Property Damage Liability - Compensation for dam-
age or liability to other's property will be as per legal
proceedings, subject to the limits mentioned in the
policy.
Exclusions:
Bike insurance policy excludes:
 Common wear and tear of the vehicle
 Loss or damage due to depreciation of vehicle
 Electrical & mechanical breakdown
 Loss or damage incurred outside the geographical area
of India
 Loss or damage caused when driving under intoxica-
tion
 Loss or damage caused by an unauthorized person
without a valid driving license
 Loss or damage due to nuclear risks
 Vehicle being used otherwise than in accordance with
restrictions as to use
The Insurance Times, July 2016 47