Page 18 - Ebook health insurance IC27

The Insurance Times

insurance related products, to fill in certain gaps which were not addressed
by the Mediclaim policy.
 In recent years, the availability of newer products has been still higher, and there are
earmarked products for Senior Citizens, for Diabetics, against specific diseases, for
lower socio-economic groups (Universal Health Insurance Scheme) and the pace
of innovations is increasing with the entry of stand alone private health insurance
companies in the market since 2006.

Understanding the structure of health system in India

Thepublic healthsystem exists at alllevels of government, central, stateand local. However
in addition to Ministry of health and family welfare following departments are also active:-
 Ministry of women and child development
 Integrated Child development scheme
 Ministry of chemical which regulates Pharma sector
 Ministry of Labourwhich regulates Employees State InsuranceScheme and Rashtriya

Swasth Bima Yojana
 Finance Ministry overseeing insurance division
 Ministry of water supply and sanitation
 Ministries of rural and urban development

Central
Government

Ministry of health Directed general Central Council
and family welfare of health services of health

2 2 Guide for Health Insurance