Page 290 - Ebook health insurance IC27

The Insurance Times

iii) Public expenditure on health in India.
iv) National rural health mission.
v) Need for financial protection.

4. State the problem of access and service quality in health care delivery mechanism in
India.

CHAPTER - 3 : Health Insurance Products in India
1. Discuss the health insurance products available in the following segments:

a) Hospitalization Indemnity Products
b) Personal Accident
c) Critical Illness
d) Daily Hospital Cash Benefit
e) High deductible hospital indemnity covers
f) Disease Management Covers
g) Investment products and health savings account
h) Senior citizen products
i) Micro-insurance products

CHAPTER - 4 : The Health Insurance Underwriting
1. What is underwriting?
2. What is the need for underwriting?
3. What are the factors which affect morbidity?
4. State the basic principles of indemnity.
5. What are the key tools of underwriting?
6. Explain the important methods of health insurance underwriting.
7. What is numerical rating method? Explain its advantages. What are its drawbacks

or deficiencies?

294 Guide for Health Insurance