Page 321 - Ebook health insurance IC27

Sashi Publications

An extract from a typical benefit table, with the various limits is illustrated here:

Benefit Details Plan A Plan B Currency: Indian Rupees
(Basic (Standard
Territorial Limits Plan) Plan C
Annual Maximum India Plan) (Comprehensive
Benefits
In-Patient Treatment 10,000 India Plan)
(Hospital Worldwide
Accommodation) Full Refund
(Shared) 50,000 250,000
Daycare Treatment
Out-patient Treatment Full Refund Full Refund Full Refund
Emergency Treatment Excluded (Private) (Suite)
Abroad
Maternity Excluded Full Refund Full Refund
Dental Excluded 1,000 Full Refund
Optical Excluded
Excess Excluded 500 Full Refund
800 1,000
Nil Excluded 200
Excluded 50
100 100

Exclusions
Exclusions are a basic part of any insurance contract. There are two major types of
exclusions in medical insurance contracts. These include:

Special Exclusions
These include:
- Maternity
- Dental
- Optical/Vision
These exclusions are covered at additional premium.

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