Page 326 - Ebook health insurance IC27
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The Insurance Times
These plans are particularly suitable for areas where there is a good state health service,
which provides hospital treatment free or at nominal costs.
Section 7
Medical Insurance Scope of Coverage
Introduction
Plans vary in the types of treatment they cover. An insurer may provide cover for
some or all of the following: in-patient treatment; day-patient (also known as daycare
or daycase) treatment and outpatient treatment. Some policies may also cover
physiotherapy and certain types of "alternative" treatments, like acupuncture and
homeopathy.
Benefit options
Medical insurance products present a broad spectrum of specific coverage and benefit
options that pay for the expenses associated with needed health care services and/or
allow the insured to maintain his/her quality of life.
Core Benefits
These are the basic primary (outpatient) and secondary (daycare and inpatient) benefits
offered under most of the plans.
Inpatient and Daycare
These refer inpatient hospital care services that include the following benefits:
n Hospital accommodation and services. These normally include room charges (either
suite, private or shared), meals and nursing care
330 Guide for Health Insurance
