Page 328 - Ebook health insurance IC27

The Insurance Times

Maternity
These refer the necessary charges made for pre-natal, childbirth and post-natal treatment
of a female insured. General benefits structure include:
n Normal delivery: ante-natal and post-natal care
n Caesarian delivery: ante-natal and post-natal care
n Legal abortion/miscarriage

Dental
Dental plans vary enormously in what they cover. A very comprehensive plan might
include:
n Diagnostic services, including routine examinations and x-rays.
n Simple restorative care, including amalgam (silver filling)
n Crowns and jackets
n Treatment of disease, abscesses of gums and root canal therapy
n Oral surgery
n Bridges and dentures
n Orthodontia
n Cleaning and scaling are often excluded

Optical
This refers to vision care. A comprehensive cover might include:
n Eye examination
n Lenses
n Frames
n Contact lenses

332 Guide for Health Insurance