Page 374 - Ebook health insurance IC27

The Insurance Times

Taking health insurance policy should not be the ultimate aim of an individual. Health
insurance should be seen as a added protection. Nobody would like that he suffers
disease. Because if he falls ill he will have to skip his duty or business and he will lose on
both count. However by taking insurance he has the benefit that he will not be
overburdened with expenses.

So people must understand that insurance is a means of protection which will help him
to lead his life better.

Insurance companies should also play a important role for maintaining good
health of its policy holders. It will have twin benefits:
1. If policy holders are health conscious the claims with companies will reduce and

they can make this portfolio profitable.
2. Healthy peoplemake healthy society. This will fulfill their social commitment towards

the society.

In overseas countries the concept of Wellness is quite popular. The Insurance companies
offers various advises and tips to the policy holders to maintain good health.

Wellness is generally used to mean a healthy balance of the mind, body and spirit that
results in an overall feeling of well-being.

The term has been defined by the Singapore-based National Wellness Association "as
an active process of becoming aware of and making choices toward a more successful
existence."

According to wikipedia Halbert L. Dunn, M.D. began using the phrasehigh level wellness

378 Guide for Health Insurance