Page 77 - Misc Ebook IC 78

Miscellaneous Insurance

the place of all lost or worn out part would attract
depreciation.

Q7. Provide an outline of the following type of
covers:

(a) Tertiary care insurance -Tertiary care insurance
is a major ailments hospitalization and domiciliary
hospitalisation expenses reimbursement policy for
individuals and groups. The policy covers the major
ailments under the following heads:

n Nephritis of any aetiology plus bacterial renal failure
n Cerebral or Vascular Strokes.
n Open and Close Heart surgery.
n Malignancy diseases which can be confirmed on

Histopathological report.
n Encephalitis (Viral)
n Neuro Surgery
n Total replacement of joints.
n Liver disorder (Hepatitis B & C) associated with

complications like cirrhosis of liver.
n Grievous injury including multiple fracture of long

bones, head injury, leading to unconsciousness, burns

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