Page 80 - Misc Ebook IC 78

The Insurance Times

required care and treatment at the hospital or nursing
home but actually taken at home under any of the
following circumstances:
(i) If the condition of the patient is such that he or she
cannot be removed to any hospital and nursing home
or
(ii) There is lack of accommodation at the local hospital
or nursing home.

However there are certain benefits that are not covered
by this insurance, they are:
(i) Expenses incurred for pre-and post hospitalisation

treatments
(ii) Expenses incurred for treatment of any one of

the following diseases (a) Asthma (b) Bronchitis
is (c) Chronic Nephritis (d) Diarrhoea and all types
of Dysenteries including Gastro-enteritis (e)
Diabetes Mellitus and Insipidus (f) Epilepsy (g)
Hypertension (h)Influenza, Cough and Cold (i) all
Psychiatric or Psychosomatic disorders (j) Pyrexia
of unknown origin for less than 10 days (k)
Tonsillitis and upper Respiratory Tract Infection

Website: www.bimabazaar.com Call: 033-22184184 / 40078428 76

Copyright@ The Insurance Times. 09883398055 / 09883380339