Page 49 - The-Mortgage-Maximiser-Method-by-Thomas-Ilinkovski
P. 49

dŚŝƐ ŝƐ ǁŚLJ ǀĂůƵĂƟŽŶƐ ĂƌĞ ŝŵƉŽƌƚĂŶƚ ƚŽ ůĞŶĚĞƌƐ ĂƐ Ă ĐŽŶĚŝƟŽŶ ŽĨ ĂƉƉƌŽǀŝŶŐ
              ƚŚĞŝƌ ůŽĂŶ͘ /ƚ ŝƐ ĂŶ ŽƉƉŽƌƚƵŶŝƚLJ ĨŽƌ ƚŚĞŵ ƚŽ ĂƐĐĞƌƚĂŝŶ ƚŚĂƚ͗

              ϭ͘  dŚĞ ƉƌŽƉĞƌƚLJ ŝƐ ǁŽƌƚŚ ǁŚĂƚ LJŽƵ ĂƌĞ ƉĂLJŝŶŐ͘


              Ϯ͘  dŚĞ ƉƌŽƉĞƌƚLJ ŝƐ ƐĂůĞĂďůĞ͖ ĨŽƌ ĞdžĂŵƉůĞ͕ ŝƚ ŝƐ ŝŶ ŐŽŽĚ ĐŽŶĚŝƟŽŶ ĂŶĚ ŝŶ Ă ƉŽƉƵůĂƌ
                 ůŽĐĂƟŽŶ͘

              tŚŝůĞ ƚŚĞ ǀĂůƵĂƟŽŶ ŝƐ ĨŽƌ ƚŚĞ ůĞŶĚĞƌ͛Ɛ ƉƵƌƉŽƐĞ ŽŶůLJ͕ ŝƚ ĐĂŶ ďĞŶĞĮƚ ƚŚĞ ďƵLJĞƌ
              ďLJ ƉƌĞǀĞŶƟŶŐ ƚŚĞ ďƵLJĞƌ ĨƌŽŵ ƉĂLJŝŶŐ ŵŽƌĞ ĨŽƌ ƚŚĞ ƉƌŽƉĞƌƚLJ ƚŚĂŶ ŝƚ ŝƐ ǁŽƌƚŚ͘
              EŽƚ  Ăůů  ƉƌŽƉĞƌƚLJ  ƉƵƌĐŚĂƐĞƐ  ǁŝůů  ŝŶǀŽůǀĞ  Ă  ǀĂůƵĂƟŽŶ  ĂŶĚ  ǁŚĞƚŚĞƌ  Žƌ  ŶŽƚ  Ă
              ǀĂůƵĂƟŽŶ ŝƐ ĚŽŶĞ ǁŝůů ǀĂƌLJ ĨƌŽŵ ůĞŶĚĞƌ ƚŽ ůĞŶĚĞƌ ĚĞƉĞŶĚŝŶŐ ŽŶ Ă ďƌŽĂĚ ƌĂŶŐĞ
              of factors.


              tŚĂƚ ĚŽĞƐ Ă ǀĂůƵĂƟŽŶ ŝŶǀŽůǀĞ͍

               ĂŶŬƐ ĂŶĚ ŽƚŚĞƌ ůĞŶĚĞƌƐ ƵƐĞ ƚŚƌĞĞ ŵĂŝŶ ƚLJƉĞƐ ŽĨ ǀĂůƵĂƟŽŶ ŵĞƚŚŽĚƐ͘ dŚĞƐĞ

              are undertaken by an independent third party.

                  1.  &Ƶůů ǀĂůƵĂƟŽŶ͘

                  tŚĞŶ Ă ĨƵůů ǀĂůƵĂƟŽŶ ŝƐ ƌĞƋƵŝƌĞĚ͕ ƚŚĞ ůĞŶĚĞƌ ĐŽŶƚĂĐƚƐ Ă ǀĂůƵĂƟŽŶ Įƌŵ
                  ĂŶĚ ƌĞƋƵĞƐƚƐ Ă ǀĂůƵĂƟŽŶ ƌĞƉŽƌƚ ĨŽƌ ƚŚĞ ƉƌŽƉĞƌƚLJ ŝŶǀŽůǀĞĚ ŝŶ ƚŚĞ  ŽŶƚƌĂĐƚ

                  of Sale.

                  dŚĞ ǀĂůƵĞƌ ĐŽŶƚĂĐƚƐ ƚŚĞ ƌĞĂů ĞƐƚĂƚĞ ĂŐĞŶƚ ĚŝƌĞĐƚůLJ ƚŽ ĂƌƌĂŶŐĞ ĂŶ ŝŶƐƉĞĐƟŽŶ
                  of the property as this form of assessment needs to be done in person.
                    ǀĂůƵĂƟŽŶ ŽĨ ƚŚŝƐ ŶĂƚƵƌĞ ŐĞŶĞƌĂůůLJ ƚĂŬĞƐ ĂƌŽƵŶĚ ƚŚƌĞĞ ƚŽ ĮǀĞ ďƵƐŝŶĞƐƐ
                  ĚĂLJƐ ƚŽ ĐŽŵƉůĞƚĞ͕ ĂůƚŚŽƵŐŚ ƚŚŝƐ ǁŝůů ǀĂƌLJ ĚĞƉĞŶĚŝŶŐ ŽŶ ƚŚĞ ĐŝƌĐƵŵƐƚĂŶĐĞƐ͘


                    ͚ĨƵůů ǀĂůƵĂƟŽŶ͛ ƌĞƉŽƌƚ ĐŽŶƐŝƐƚƐ ŽĨ͗

                      •  A current picture of the property taken from the street.


                      •  Measurements of the land and building.

                      •  A ŵĂƌŬĞƚ ǀĂůƵĞ ƌĞŶƚ for the property.


                      •  A ŵĂƌŬĞƚ ǀĂůƵĞ ƉƌŝĐĞ ŽĨ ƚŚĞ ƉƌŽƉĞƌƚLJ ďĂƐĞĚ ŽŶ ƚŚĞ ǀĂůƵĞƌ͛Ɛ ŽƉŝŶŝŽŶ͕
                       ǁŚŝĐŚ ŶĞĞĚƐ ƚŽ ĂůƐŽ ďĞ ƐƵƉƉŽƌƚĞĚ ďLJ ƚŚƌĞĞ ƌĞĐĞŶƚ ĐŽŵƉĂƌĂďůĞ ƐĂůĞƐ
                       ŽĨ ƉƌŽƉĞƌƟĞƐ ƚŚĂƚ ĂƌĞ ƐŝŵŝůĂƌ ƚŽ ƚŚĞ ƉƌŽƉĞƌƚLJ ƚŚĂƚ ŝƐ ďĞŝŶŐ ǀĂůƵĞĚ͘


                      •  General comments ďLJ ƚŚĞ ǀĂůƵĞƌ ƚŚĂƚ ŵŝŐŚƚ ŝŶĐůƵĚĞ ƚŚĞ ĐŽŶĚŝƟŽŶ
                       ŽĨ ƚŚĞ ĚǁĞůůŝŶŐ ĂŶĚ ŝƚƐ ĂďŝůŝƚLJ ƚŽ ĂƩƌĂĐƚ ĐĂƉŝƚĂů ŐƌŽǁƚŚ Žƌ ƚŽ ďĞ ƐŽůĚ
                       easily.








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