Page 12 - Evaluation for Norm Ross
P. 12

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.

                                                                                                 Johns Hopkins
                           Plan Name     Medigap Plan F    Medigap Plan N     Medigap Plan L   Advantage MD Plus
                                                                                                   PPO Plan

                   Toll-Free Number           NA                 NA                NA            888-403-7682
          QuaSection Heading             How do these plans compare?
          lity ratings from

              Can you continue to see                                                            Yes, but two of
                   your physician(s)?         Yes                Yes               Yes          them are not in
                                                                                                 plan network


              How large is the plan's    You can see any   You can see any    You can see any   Between 9,000 and
                                          provider who
                                                            provider who
                                                                               provider who
                   provider network?    accepts Medicare  accepts Medicare   accepts Medicare   10,000 providers
            Do you need referrals to
                      see specialists?         No                No                 No                No


                                                                             25% of the Part A  $255 a day for days
           What is the potential cost      No cost for       No cost for       deductible of     1-7 in network
                   of a hospital stay?  Medicare-covered  Medicare-covered    $1,316 (you pay   hospital; nothing
                                        hospital services  hospital services
                                                                                  $329)            thereafter


                                        Excellent. It does   Excellent. It does  Very good. $2,560   Fair: $5,900 in
               How good is the plan's  not have an out-of- not have an out-of- out-of-pocket limit   network and
              catastrophic coverage?      pocket limit,      pocket limit,    for services the   $10,000 in and out-
                                             though            though           plan covers       of-network


                What are Medicare's     Medigap policies   Medigap policies   Medigap policies
                ratings for this plan?   are not rated by   are not rated by   are not rated by     2.5 stars
                                           Medicare           Medicare           Medicare

                               Benefits for services not covered by Medicare


                  Routine dental care     Not covered        Not covered       Not covered        Not covered



                  Routine vision care     Not covered        Not covered       Not covered        Not covered


                                           After $250        After $250
                                       deductible, 80% of  deductible, 80% of
          Foreign travel emergencies                                           Not covered        Not covered
                                         costs ($50,000     costs ($50,000
                                          lifetime limit)   lifetime limit)


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