Page 13 - Evaluation for Norm Ross
P. 13

Plans that appear to meet your criteria (cont'd)


                                                                                                 Johns Hopkins
                          Plan name    Medigap Plan F     Medigap Plan N     Medigap Plan L   Advantage MD Plus
                                                                                                   PPO Plan
                 Toll-Free Number            NA                 NA                 NA            888-403-7682

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
              2017 standard Part B
                 premium of $134 a         $1,608             $1,608             $1,608             $1,608
                            month*

                 Health plan annual

           premiums  (Medigap premiums     $2,300             $1,650             $1,550              $451
                          are estimates)

                              Total        $3,908             $3,258             $3,158             $2,059

                            Minimum costs for Medicare-covered services


            Total medical premiums         $3,908             $3,258             $3,158             $2,059
                           (from above)


             Plan health deductible
            (includes Part B deductible if not   $0            $183               $183                $0
                      covered by plan**)


          Annual Rx costs  (premiums,      $2,032             $2,032             $2,032             $1,334
                     deductibles, co-pays)


              Total Minimum Costs
             (includes cost-sharing for the Rx   $5,940       $5,473             $5,373             $3,393
                     drugs you now take)

                                  Cost-sharing for doctors office visits
                                                                     =
            In-Network Primary

                Care Co-Pays                               up to $20 for                              $5
                                        No co-pays for   Medicare-approved
           In-Network Specialist      Medicare-covered   doctor's visit; $50   5% of Medicare-
                   Co-Pays                services         for emergency      approved cost          $40
              Out-of-Network                                 room visit

                   Co-Pays                                                                        30% of cost
          *This is 2017 Part B premium for new enrollees who are not yet receiving Social Security benefits. People who
          have already started their Social Security benefits will pay $109 a month ($1,308 a year). Higher income people
          may pay more. **Part B deductible in 2017 is $183.


                                                            3
   8   9   10   11   12   13   14   15   16   17   18