Page 1 - Cover Letter and Evaluation for Patricia Stelter -- PDF version

October 22, 2020

Mrs. Patricia Stelter
257 Tanaga Basin
New Lenox, IL 60451

Dear Mrs. Stelter:

Your Medicare evaluation is enclosed. Please check the information on the client data sheet on
page 5 to make sure it is correct. In most cases, the costs shown in your evaluation are
estimates for the 2021 plan year.

Medicare has not yet said how much next year’s Part B premiums and co-sharing amounts will
be, and so for these the 2020 costs are shown. The standard Part B premium this year is
$144.60 a month, but it will be slightly higher next year. As you may know, your Part B
premiums will be deducted each month from your Social Security check.

Your supplemental coverage options

Now that you are enrolled in Part A and Part B, your remaining step is to choose your
supplemental coverage and have it in place by December 1. When you enroll in your
supplemental coverage, you will also be enrolling in Part D. If you choose a Medicare Advantage
plan, for instance, it will include your Part D coverage as part of its overall benefit package. If
you get a Medigap policy, you will also need to enroll in a Part D stand-alone plan.

In your questionnaire you indicated that you would like to see comparisons of both types of
coverage – 1) Advantage plans and 2) Medigap policies combined with Part D stand-alone
plans. Once you have decided which type of coverage you want, you can take these steps to
enroll in the plan(s) that you’ve chosen:

 If you decide to enroll in either of the Advantage plans compared in your
evaluation, first verify with your doctors’ offices that they are in the plan’s
network. Even though your medical providers are listed in each plan’s directory,
as shown in Appendix A, these directories are sometimes out of date.

To enroll in either of these plans, call its toll-free number shown on pages 2-3 of
the evaluation. Make sure that the person you speak with understands that you
want your coverage to begin on December 1 and specify the exact name of the
plan you want to enroll in.