Page 14 - Cover Letter and Evaluation for Debbie Workman
P. 14

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.



                                                                             Humana Gold Plus    AARP Medicare
                           Plan Name     Medigap Plan F    Medigap Plan L
                                                                                HMO Plan        Complete Plan 1


                   Toll-Free Number           NA                 NA           800-833-2364       800-555-5757
          QuaSection Heading             How do these plans compare?
          lity ratings from

              Can you continue to see                                       Providence Medical Providence Medical
                   your physician(s)?         Yes                Yes          Group is a listed   Group is a listed
                                                                                                    provider
                                                                                 provider

              How large is the plan's   Medigap policies   Medigap policies
                   provider network?      do not have        do not have     3,500+ providers   1,000+ providers
                                                              networks
                                            networks
            Do you need referrals to
                      see specialists?         No                No                Yes                Yes



           What is the potential cost      No cost for                      $360 a day for days  $395 a day for days
                   of a hospital stay?  Medicare-covered        $335           1-5; nothing       1-4; nothing
                                        hospital services
                                                                                thereafter
                                                                                                   thereafter

                                        Excellent. It does                    Fair. $5,900 in
               How good is the plan's  not have an out-of-  Excellent. $2,620   network; no      Fair. $5,500 in
              catastrophic coverage?      pocket limit,      for covered     coverage out-of-  network; no out-of-
                                                               services
                                                                                               network coverage
                                             though                              network

                What are Medicare's     Medigap policies   Medigap policies
                ratings for this plan?   are not rated by   are not rated by   4 out of 5 stars  4 out of 5 stars
                                                              Medicare
                                           Medicare
                               Benefits for services not covered by Medicare

                  Routine dental care     Not covered        Not covered       Not covered        Not covered


                                                                            Routine eye exam,  $20 for routine eye
                  Routine vision care     Not covered        Not covered
                                                                                eyeglasses           exam


                                           After $250         After $250
                                       deductible, 80% of  deductible, 80% of
          Foreign travel emergencies                                           Not covered        Not covered
                                         costs ($50,000     costs ($50,000
                                          lifetime limit)   lifetime limit)


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