Page 15 - Cover Letter and Evaluation for Debbie Workman
P. 15

Plans that appear to meet your criteria (cont'd)




                                                                            Humana Gold Plus    AARP Medicare
                          Plan name    Medigap Plan F     Medigap Plan L
                                                                                HMO Plan        Complete Plan 1

                 Toll-Free Number            NA                 NA            800-833-2364       800-555-5757

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
              2018 standard Part B

                 premium of $134 a         $1,608             $1,608             $1,608             $1,608
                            month*

                 Health plan annual
                 premiums  (Medigap        $2,400             $1,650               $0                 $0
               premiums are estimates)

                              Total        $4,008             $3,258             $1,608             $1,608

                            Minimum costs for Medicare-covered services

            Total medical premiums         $4,008             $3,258             $1,608             $1,608

                         (from above)
             Plan health deductible

           (includes Part B deductible if    $0                $183                $0                 $0
                 not covered by plan**)

             Annual Rx costs, mail-

                    order  (premiums,       $223               $223               $40                $204
                  deductibles, co-pays)
              Total Minimum Costs
          (includes health deductible and   $4,231            $3,664             $1,648             $1,812
                costs for your Rx drugs)
                                  Cost-sharing for doctors office visits

                                                                     =
            In-Network Primary
                Care Co-Pays                                                      $10                $10
                                        No co-pays for     You pay 5% of
           In-Network Specialist      Medicare-covered  Medicare approved
                   Co-Pays                services            amount              $50                $45
              Out-of-Network
                   Co-Pays                                                     Not covered        Not covered

          *This is 2018 standard Part B premium for new enrollees (those with higher incomes may pay more).
          **Part B deductible in 2018 is $183.


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