Page 12 - Cover Letter and Medicare Evaluation for Mrs. Jane Miller
P. 12

Plans that appear to meet your criteria


                              These four plans are compared on this page and the following page

                                                                             AARP Medicare
                          Plan Name     Medigap Plan G    Medigap Plan N    Advantage Choice   Aetna Medicare
                                                                                PPO Plan       Value PPO Plan


                  Toll-Free Number            NA                NA           (800) 555-5757    (833) 859-6031
          QuaSection Heading             How do these plans compare?
          lity ratings from
             Can you continue to see                                                          Yes, but verify. Dr.
                  your physician(s)?     Yes, but verify   Yes, but verify   Yes, but verify  Chen may be out-
                                                                                                 of-network
           Do you need referrals to

                     see specialists?         No                No                No                 No
                                      Medicare does not  Medicare does not
           Medicare's quality rating     rate Medigap      rate Medigap      4 out of 5 stars  4 out of 5 stars
                                            policies          policies

                                       Excellent. It does   Excellent. It does   Average for PPO.   Below average.
              How good is the plan's  not have an out-of- not have an out-of- $5,900 in network;  $7,550 in network;
             catastrophic coverage?      pocket limit,      pocket limit,   $10,000 in- and out-$11,300 in and out-
                                            though            though          of-network.        of-network.

                                                                           $295 a day for days  $260 a day for days
           How much does a hospital                                          1-6 in network    1-5 in network
                          stay cost?          $0                $0             hosp.; $0     hosp.; $0 for days 6-
                                                                               thereafter.           90.
                               Benefits for services not covered by Medicare

                                                                            Oral exam, teeth   Oral exam, teeth
                                                                           cleaning, dental X- cleaning, dental X-
                 Routine dental care     Not covered        Not covered
                                                                             Rays, etc. at no   Rays, etc. at no
                                                                                  cost              cost
                                                                           No-cost eye exam,  No-cost eye exam,
                  Routine vision care    Not covered        Not covered      glasses and/or    glasses and/or
                                                                                contacts          contacts
                                                                           Hearing exam; co- Hearing exam; co-
                   Hearing benefits      Not covered        Not covered     pays for hearing   pays for hearing
                                                                                  aids              aids

                                          After $250        After $250
                      Foreign travel  deductible, 80% of  deductible, 80% of   Some coverage   Some coverage
                        emergencies     costs ($50,000     costs ($50,000
                                         lifetime limit)   lifetime limit)
   7   8   9   10   11   12   13   14   15   16   17