Page 13 - Cover Letter and Medicare Evaluation for Mrs. Jane Miller
P. 13

Plans that appear to meet your criteria (cont'd)



                                                                          AARP Medicare
                        Plan name    Medigap Plan G    Medigap Plan N    Advantage Choice   Aetna Medicare
                                                                             PPO Plan       Value PPO Plan

                Toll-Free Number           NA                NA           (800) 555-5757    (833) 859-6031

                    Estimated medical premiums for last 4 months of 2021
          lity ratings from Medicare web site (best rating = 5 stars)
            2021 Standard Part B
                                          $594              $594               $594              $594
                        premium *
            Health plan premiums
               (Medigap premiums are      $500              $400                $0                $0
                         estimates)

                             Total       $1,094             $994               $594              $594

                            Minimum costs for Medicare-covered services

          Total medical premiums         $1,094             $994               $594              $594
                       (from above)


           Plan health deductible
            (includes Part B deductible   $203              $203                $0              $1,000
             if not covered by plan**)

          Four-month Rx costs at
                    CVS  (premiums,        $29               $29                $0                $0
                deductibles, co-pays)

            Total Minimum Costs
             (includes cost-sharing for   $1,326           $1,226              $594             $1,594
            the Rx drugs you now take)


                                  Cost-sharing for doctors office visits
                                                                     =
            In-Network Primary
               Care Co-Pays          No co-pays after   No co-pays after        $0                $10

          In-Network Specialist     the annual Part B   the annual Part B
                  Co-Pays           deductible ($203)  deductible ($203)       $35                $45
             Out-of-Network                is paid          is paid        $45 PCP; $70
                  Co-Pays                                                    specialist       40% of cost
          *This is 2021 standard Part B premium for new enrollees is $148.50 a month; higher
          income people may pay more.                    **Part B deductible in 2021 is $203.
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