Page 12 - Cover Letter & Evaluation for Isaac Kapon
P. 12

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.

                                                                              Humana Choice
                           Plan Name     Medigap Plan F    Medigap Plan L        PPO Plan               Aetna Medicare
                                                                               (H5216-141)      Choice PPO Plan


                   Toll-Free Number           NA                 NA           (800) 833-2364    (855) 338-7027
          QuaSection Heading             How do these plans compare?
          lity ratings from

              Can you continue to see
                   your physician(s)?         Yes                Yes               Yes                Yes



              How large is the plan's   Medigap policies   Medigap policies    3,001 - 3,500     2,501 - 3,000
                   provider network?      do not have        do not have         providers         providers
                                                              networks
                                            networks
            Do you need referrals to
                      see specialists?         No                No                 No                No


                                                                            $450 a day for days  $325 a day for days
           What is the potential cost      No cost for                        1-4 in network     1-5 in network
                   of a hospital stay?  Medicare-covered        $329         hospital; nothing   hospital; nothing
                                        hospital services
                                                                                thereafter         thereafter

                                        Excellent. It does                    Weak. $6,700 in   Weak. $6,700 in
               How good is the plan's  not have an out-of-  Excellent. $2,560   network; $10,000  network; $10,000
              catastrophic coverage?      pocket limit,      for covered       in and out-of-    in and out-of-
                                                               services
                                             though                              network            network


                What are Medicare's     Medigap policies   Medigap policies
                ratings for this plan?   are not rated by   are not rated by     3.5 stars          4 stars
                                           Medicare           Medicare
                               Benefits for services not covered by Medicare


                  Routine dental care     Not covered        Not covered       Not covered        Not covered


                  Routine vision care     Not covered        Not covered       Not covered        Not covered

                                           After $250        After $250
                                       deductible, 80% of  deductible, 80% of
          Foreign travel emergencies                                           Not covered        Not covered
                                         costs ($50,000     costs ($50,000
                                          lifetime limit)   lifetime limit)


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