Page 13 - Cover Letter & Evaluation for Isaac Kapon
P. 13

Plans that appear to meet your criteria (cont'd)



                                                                             Humana Choice
                          Plan name    Medigap Plan F     Medigap Plan L        PPO Plan               Aetna Medicare
                                                                                                Choice PPO Plan
                                                                              (H5216-141)
                 Toll-Free Number            NA                 NA           (800) 833-2364     (855) 338-7027

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
              2017 standard Part B

                 premium of $134 a         $1,608             $1,608             $1,608             $1,608
                            month*

                 Health plan annual
                 premiums  (Medigap        $1,950             $1,250               $0                 $0
               premiums are estimates)

                              Total        $3,558             $2,858             $1,608             $1,608

                            Minimum costs for Medicare-covered services

            Total medical premiums         $3,558             $2,858             $1,608             $1,608

                         (from above)
             Plan health deductible

           (includes Part B deductible if    $0                $183              $1,500              $750
                 not covered by plan**)

                    Annual Rx costs

             (premiums, deductibles, co-    $204               $204                $0                $552
                               pays)
              Total Minimum Costs
           (includes cost-sharing for the   $3,762            $3,245             $3,108             $2,910
                 Rx drugs you now take)
                                  Cost-sharing for doctors office visits

                                                                     =
            In-Network Primary
                Care Co-Pays                                                       $5                 $5
                                        No co-pays for     You pay 5% of
           In-Network Specialist      Medicare-covered  Medicare approved
                   Co-Pays                services            amount              $45                $45
              Out-of-Network
                   Co-Pays                                                     40% of cost        40% of cost

          *This is 2017 standard Part B premium for new enrollees who are not yet receiving Social Security benefits.
          **Part B deductible in 2017 is $183.


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