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Effective January 1, 2018, Medicare-eligible retirees will have a new prescription drug plan called SilverScript
                                                                                                         ®
        Employer Prescription Drug Plan sponsored by Bank of America. This plan is offered by SilverScript
                                          ®
        Insurance Company, a CVS Health  company.
        7KH WHUP ³UHWLUHH´ LV XVHG WKURXJKRXW WKHVH PDWHULDOV WR LQFOXGH Medicare-eligible retirees and individuals
        covered under the Bank of America long-term disability plan who are Medicare-eligible. The term also includes
        the Medicare-eligible dependents of retirees and individuals on long-term disability.



                           2018 SilverScript Summary of Benefits for Bank of America
                          Retirees and Medicare-Eligible Prescription Drug Participants
                                                              Your Medicare Part D premium is included in the
                                                                 premium that you pay for coverage under a
        Monthly Premium                                                    ®
                                                          UnitedHealthcare  Group Medicare Advantage PPO plan.
        Annual Deductible                                                            $0

                                                           Network Retail Pharmacy
                         Prescription                          (30-day supply) or               Mail Service
                                                                                                 Pharmacy
                         Benefit Tier                       Long-Term Care (LTC)              (90-day supply)
                                                          Pharmacy (34-day supply)

        Initial Coverage Limit Stage and Coverage         You pay the following until your yearly out-of-pocket
        Gap Stage Prescription Drug Copayments:           drug costs reach $5,000:

                                         Generic Drugs
                                                                      $5.00                        $10.00

                                 Preferred Brand Drugs
                                                                      $20.00                       $40.00
                                          Non-Preferred               $30.00                       $60.00
                             Brand and Specialty Drugs
                                                           Network Retail Pharmacy
                         Prescription                          (30-day supply) or               Mail Service
                         Benefit Tier                       Long-Term Care (LTC)                 Pharmacy
                                                          Pharmacy (34-day supply)            (90-day supply)

        Catastrophic Coverage Stage Prescription          After your yearly out-of-pocket costs reach $5,000,
        Drug Copayments:                                  you will pay the greater of:

                                               Generics                         $3.35 or 5%,
         (including name brand drugs treated as generic)          but no greater than your plan copayment
                                         All other drugs                        $8.35 or 5%,
                                                                  but no greater than your plan copayment
        If you are unsure about your drug costs, or which drugs may or may not be covered, please call
        SilverScript Customer Care.
          Your satisfaction is important to us. If you have any questions about your SilverScript
                     prescription drug benefit, please call SilverScript Customer Care at
                 1-844-449-4726, 24 hours a day, 7 days a week. TTY users should call 711.






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