Page 12 - Cover letter & Medicare evaluation for Mr. Carl Zambon
P. 12

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.


                           Plan Name     Medigap Plan F    Medigap Plan G     Medigap Plan N    Medigap Plan L



                   Toll-Free Number           NA                 NA                NA                 NA
          QuaSection Heading           How do these plans compare?
          lity ratings from


              Can you continue to see    Verify with Dr.    Verify with Dr.   Verify with Dr.    Verify with Dr.
                   your physician(s)?     Mellis that he    Mellis that he    Mellis that he     Mellis that he
                                        accepts Medicare  accepts Medicare   accepts Medicare  accepts Medicare



              How large is the plan's    You can see any   You can see any   You can see any    You can see any
                   provider network?      provider who      provider who       provider who      provider who
                                        accepts Medicare  accepts Medicare   accepts Medicare  accepts Medicare

            Do you need referrals to
                      see specialists?         No                No                No                 No
           Range of annual premiums

                   (according to CSG     $2,189 - $5,249   $1,868 - $5,428    $1,515 - $5,177   $1,587 - $3,504
                           Actuarial)

                Number of insurance
             companies that sell  this         37                51                 47                11
                    plan in your state


               How good is the plan's    Excellent, but it   Excellent, but it   Excellent, but it   Good. $3,110 out
           catastrophic coverage for  does not have an     does not have an   does not have an  of pocket limit for
                       medical costs?  out-of-pocket limit out-of-pocket limit out-of-pocket limit  covered services

                            Benefits for services not covered by Medicare


              Routine dental care         Not covered        Not covered       Not covered       Not covered


              Routine vision care         Not covered        Not covered       Not covered       Not covered


                                         80% of cost of     80% of cost of    80% of cost of
                                            medical            medical           medical
          Foreign travel emergencies    emergency; $250   emergency; $250    emergency; $250     Not covered
                                        deductible; $50k   deductible; $50k   deductible; $50k
                                          lifetime limit     lifetime limit    lifetime limit



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