Page 13 - Cover letter & Medicare evaluation for Mr. Carl Zambon
P. 13

Your estimated costs in each plan



                         Plan name     Medigap Plan F     Medigap Plan G     Medigap Plan N     Medigap Plan L


                 Toll-Free Number           NA                 NA                 NA                 NA

                 Health plan premiums + medical deductible + Rx drug costs
          lity ratings from
          Medicare web site
              2021 Part B premium

               ($148.50 a month)*          $1,782             $1,782             $1,782             $1,782

                 Health plan annual

                 premiums  (Medigap        $2,300             $2,100             $1,650             $1,675
               premiums are estimates)

               Part B deductible**          NA                $203               $203               $203


            2021 Rx drug costs for
                  mail-order refills       $1,928             $1,928             $1,928             $1,928
                (premiums and co-pays)

                              Total        $6,010             $6,013             $5,563             $5,588

                                 Part A and Part B out-of-pocket costs

           Part A: The amount you
                 will pay if you are      No cost            No cost            No cost        You will pay $371
                       hospitalized


            Part B:  Amounts owed                        No cost after the   Below are the cost-  5% of Medicare-
               for most outpatient        No cost       Part B deductible is   sharing amounts  approved cost after
                                                                                              Part B deductible is
                                                                               after Part B
                           services                            paid         deductible is paid       paid
                                  Cost-sharing for doctors' office visits
                                                                    =
            In-Network Primary
                Care Co-Pays                                                 $20 for doctor's   5% of Medicare-
                                                         No cost after the
           In-Network Specialist          No cost       Part B deductible is   office visits and $50  approved cost after
                   Co-Pays                                     paid          for emergency    Part B deductible is
              Out-of-Network                                                   room visits           paid
                   Co-Pays

          *This is 2021 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2021 is $203.


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