Page 15 - Cover Letter and Evaluation for Clay Bassett
P. 15

Comprehensive Benefits                   Comprehensive Benefits with Higher Cost-Sharing


                                                             F
               C          D           F          G          (High      K          L          M           N
                                                          Deductible)

            $2,980      $2,795      $3,000     $2,800     $1,350     $1,625     $2,050     $2,650      $2,250

             99.7%      97.1%       100.0%      97.3%      43.5%      53.5%     72.6%       84.2%       71.5%
                                                Co-Payments and Cost-Sharing

                                                                     You pay   You pay
                                                                     nothing    nothing

                                                                     You pay   You pay     You pay

                        You pay                You pay              $83.75 a   $41.88 a    nothing     You pay
                        nothing                nothing   After you     day       day                   nothing
                                                         have paid   You pay   You pay
            You pay                                      the plan's   2.5% &   1.25% &
            nothing                                       $2,240      $2.50     $1.25
                                                         deductible,   You pay   You pay
                                   You pay                you will    $670       $335   You pay $670
                                   nothing                have no
                        You pay                You pay   further cost-  You pay   You pay   You pay $183 You pay $183
                         $183                   $183     sharing for   $183      $183
                                                         Medicare-  You pay 10%  You pay 5%          Only costs are
                        You pay                           covered   of Medicare- of Medicare-  You pay   $20 for doctor's
                        nothing                           services.  approved   approved   nothing   office visits; $50
                                                                     amount     amount               for an ER visit
                                               You pay
                                               nothing
                                                                       Not
          Not covered Not covered                                             Not covered Not covered Not covered
                                                                     covered





             Some        Some       Some        Some       Some        Not                  Some        Some
           coverage*   coverage*  coverage*   coverage*  coverage*   covered  Not covered  coverage*  coverage*



            You pay     You pay    You pay     You pay    You pay    You pay   You pay 5%   You pay    You pay
            nothing     nothing    nothing     nothing    nothing    10% of cost  of cost  nothing     nothing
                             2018 high-deductible amount =  $2,240

                                           2018 Out-of-Pocket Limit***  $5,240   $2,620


          *** Out-of-pocket limits do not include plan premiums. Neither do they apply to services that are not covered. In Plans K and L, for
          instance, the Part B deductible is not covered. Thus any money you spend for the deductible will not count toward the OOP limit.



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