Page 11 - Cover Letter and Medicare Evaluation for Heidi Bathon
P. 11

Plans that appear to meet your criteria (cont'd)





                Medigap Plan Name         Medigap Plan F           Medigap Plan G           Medigap Plan N


                 Toll-Free Number               NA                      NA                       NA

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
             2021 Standard Part B

               premium ($148.50 a             $1,608                   $1,608                   $1,608
                           month)*

                 Health plan annual
                 premiums  (Medigap           $3,100                   $2,800                   $2,350
               premiums are estimates)

                              Total           $4,708                   $4,408                  $3,958

                            Minimum costs for Medicare-covered services

            Total medical premiums            $4,708                   $4,408                   $3,958

                         (from above)
             Plan health deductible

           (includes Part B deductible if       $0                      $203                    $203
                 not covered by plan**)

             Annual Rx costs, mail-

                    order  (premiums,         $4,850                   $4,850                   $4,850
                  deductibles, co-pays)
              Total Minimum Costs
           (includes cost-sharing for the     $9,558                   $9,461                  $9,011
                 Rx drugs you now take)
                                  Cost-sharing for doctors office visits

                                                                     =
            In-Network Primary                                                          After the annual Part B
                Care Co-Pays                                                           deductible of $203 is paid,
                                                                 No co-pays after the   there are up to $20 co-
           In-Network Specialist      No co-pays for Medicare-  annual Part B deductible   pays for doctors' office
                   Co-Pays                covered services          ($203) is paid     visits and a $50 co-pay for
              Out-of-Network                                                            a visit to the emergency
                   Co-Pays                                                                      room.

          *This is 2021 standard Part B premium for new enrollees who are not yet receiving Social Security benefits.
          **Part B deductible in 2021 is $203.


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