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Continuedand is planning to have an additional 3,600 apartments completed as well.%u201cIt is just very difficult to produce the number of units we are talking about,%u201d said Norman. %u201cIt%u2019s a very slow process and the City is commiting a tremendous amount of money. Hopefully in iwo years you will seesome improvements when some of the other programs come on line.%u201dThe CB6 shelter advisory committee has recommended 24 alternative locations within its boundaries as sites for a shelter, instead of the armory. The City said last month that the cost for rehabilitating some of the sites was too expensive and Norman told the audience that as most of the neighborhoods in the community are brownstones, the cost to renovate city property in the area into housing units was even higher, roughly $90,000 each.Surprisingly, many of the officials said that it would be very easy to construct affordable housing for homeless people. Gerges claimed that all the city would have to do is take 50 empty buildings and let the Housing Authority build 5,000 units in one massive construction project. He said that the Federal government would pick up nearly all the rehabilitation costs.Brennan accused the City of being %u201cremiss%u201d in allowing the sale of 80,000 units of their City housing property to developers to turn into expensive apartments. %u201cI think there should be a moratorium on the further sale of any city-owned property,%u201d he said.Guay called for a massive funding program for new housing starts and said that only the Federal government could come up with the resources necessary for such a project.It was a group from Bedford-Stuyvesant that added another dimension to the problem. %u201cWe have come here to learn about your community here in Park Slope because you people seem to be doing something right,%u201d said a member of the Bedford-Stuyvesant delegation, referring to the small number of homeless people housed at the Park Slope armory compared to the %u201cthousands%u201d living in her neighborhood.The woman%u2019s comments caused a furor in the audience and Gerges tried to explain that the siting of shelters was as much a political problem in the city as it is a financial problem. With the overwhelming majority of the 21 shelters located in either Brooklyn or Manhattan, Staten Island has no shelter and Queens and the Bronx appear to beunderutilized.White and Norman explained that there are only certain state and city properties large enough to handle the huge numbers needed, many of which are located in Bedford-Stuyvesant.%u201cBut we have beautiful brownstone neighborhoods, too, just like Park Slope,%u201d continued the Bedford-Stuyvesant representative. %u201cWe are worried about our children and the neighborhood and what will happen with the large shelters.%u201dFerry Stalled AgainThe City of New York still has not released guidelines for the operation of shuttle ferry services between Manhattan and the outer boroughs a month after officials said the announcement would be forthcoming.The guidelines are meant to standardize the set-up of ferry operations in the city and will pave the way for the pending announcement of an operator of a service connecting Brooklyn%u2019s Fulton Ferry Landing to lower Manhattan.%u201cThe guidelines are still in the process of being developed and are going through the various sign-offs,%u201d says Bob McGrath, of theoffice of Deputy Mayor for Finance and Economic Development Alair Townsend.Currently, five proposals are being reviewed for the Fulton Ferry Service. The trial period ended more than a year ago and the City had planned for the service to begin last spring. The plans, however, were delayed after the proposed operators began to join together hoping to increase their chances of being awarded the contract, McGrath says. %u2014 R.T.Halloween Exhibit SetThe Center for Thanatology Research will hold an exhibit of gravestone rubbings inspired by the Puritan fear of death and the afterlife on October 24-26 and October 31-November 1. The exhibit is at the Center%u2019s home at 391 Atlantic Avenue.Sculptures on Puritan gravestones feature partly decomposed skeletons and shrouded skulls. All were designed to remind the viewer of the fate that awaited the sinful. Part of the exhibit will also pay tribute to witches, and attempt to counter the bad reputation they have acquired over the ages. The exhibit will be open from l-6pm. 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We've beenm eeting the financial needs of thecommunity since 1889.1 Y e a rA d ju s ta b le R a te 1 0 Y e a r F ix e d R a te 15 Y e a r F ix e d R ate 2 0 Y e a r F ix e d R a te3 0 Y e a r M o r tg a g e M o r tg a g e M o r tg a g e M o r tg a g e6 .9 5 %1st Years Rate9 .5 0 % 9 .7 5 % 1 0 .2 5 %A nnual Rate A nnual Rate A nnual Rate1 0 .8 2 % 1 0 .1 7 % 1 0 .1 0 % 1 0 .7 2 %A nnual P ercen tag e Rate A nnual P ercen tag e Rate A nnual P ercen tage Rate A nnual P ercen tage RateRates subject to change w ith o u t noticeASK ABOUT OUR L O W - C O S T :HAMILTONFEDERAL SAVINGSAND LOAN ASSOCIATION%u25a0 Co-op Loans%u25a0 Home Equity Loans%u25a0 No income Check LoansM em ber FSUCMore than a bank, we're neighbors.Main Office: 413 8 6 th Street, Brooklyn, N.Y. 11209Branches:B rooklyn: 420 C o u rt Street; 6501 11th Avenue; 7401 13th Avenue;179 A venue U; 1600 A venue M; 9502 3rd Avenue; Fort H am ilto nM ilitary Base, Bldg. 237.Long island: M e rric k : 35 M errick A venueEast M e a d o w : 1560 Front s tre e tr u r m u r e u c i u i i s t i i i i i u i i u i m i i t u i i u n ,c a l l o u r M o r t g a g e H o t l i n e ( 7 1 8 ) 8 3 3 - 4 3 0 0 o r ( 5 1 6 ) 3 5 4 - 7 0 1 0O cto ber 23, 1986, TH E P H O E N IX , Page 7