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* *%u2605 * * *%u2022* * ** * * * * * * * * *** * * * * * * * ^* * * * V A * i * * * ** . %u00a3 %u00a3 * * ** * A *:*** ** 7y/ * ** *! C elebrate' * your . Independence : * w ith the %u2022 .lowest cost loan %u2022 for any new car:N o matter w hat kind o f new car you want%u2014 A m erican, G erm an, Japanese, S w ed ish %u2014or any other m ake or m odel, you can takeadvantage of our n ew super-low rate.And take u p to 48 m on th s to repay.A lso, as a Special Bonus,all new car loans com e w ithFree Credit L ife Insurance.9ANNUAL PERCENTAGE RATE*.00%%u2022 Low-cost loans available for used cars, too.This otter may be withdrawn at any time.Our way of lending improves your way of living.C a ll1-800-732-3434INDEPENDENCESAVINGS BANKIt%u2019s a way of living. Since 1850.BROOKLYN OFFICES: Atlantic Avenue 4 Court Street %u2022 18th Avenue 4 65th Street18th Avenue 4 86th Street %u2022 Newkirk Plaza 4 Foster Avenue %u2022 MANHATTAN OFFICE:Lexington Avenue 4 34th Street %u2022 BRONX OFFICE: 1416 East Avenue. ParkchesterQUEENS OFFICE: Bay Terrace Shopping Center, Bayside %u2022 NASSAU OFFICES:Hillside Avenue. ? %u00bb %u00ab %u2666 worrirws Road Williston Park %u2022 A 4S Shopping Center,Manhasset %u2022 SUFFOLK OFFICE: Wlalt Whitman Shopping Center, HuntingtonM em ber FDIC%u202219861ndfprndfrxr Savings Bank Equal Opportunity LenderP A C C Deters CrimeContinued from Page 3with areas that we have problems with.%u201dIn upcoming months, the patrol hopes to modernize a bit. Until now, the drivers, if they witnessed a crime, would drive to the nearest phone booth to make the 911 call. Soon, however, the patrol hopes to have walkie talkies in the car that would speed up the process. They used to have radios in the car, but in the long run they proved ineffective.Another change is increased participation. According to Osbourne, the number of people volunteering for the program is on the rise, and awareness of the program is spreading. %u201cIf you create visibility, the criminal will move away from that area. We are preventative rather than a cure,%u201d she explains.%u201cA lot of people when they sign up look for adventure and activity. But for us the hope is that they will have an uneventful evening,%u201d she says.If you are interested in joining the Civilian Patrol or any other programs in PACC%u2019s Area Safety plan, call 522-2613.More Safety ProgramsThe civilian patrol is only one component of the Pratt Area Community Council%u2019s (PACC) Area Safety Program. Armajean Osbourne, who coordinates the patrol also oversees three other programs that address safety issues%u2014a senior/youth escort, a court monitoring program and victim services.The purpose of the senior/youth escort program is to bridge the gap between seniors and youths, says Osbourne. The program, which began three years ago, matches teenagers from local schools with elderly residents who need an escort for trips ranging from marketing to appointments to social functions.%u201cIt helps diminish the fear seniors often have of young people and on the other hand heips the young people develop sensitivity towards the seniors,%u201d Osborne explains. Roughly 50 seniors use the program with regularity and are assisted by 70 teenagers.The court monitoring program has a twofold purpose. It is both educational and attempts to monitor the behavior of those involved in the court proceedings. Seniors escorted by youth attend court procedures where a representative of the court gives a discussion on the proceedings.%u201cThey walk them through the process,%u201d Osbourne explains. The presence of a community group also helps monitor the action, according to her. %u201cThe people involved in the proceedings, knowing that the community is there, may be less likely to plea bargain and reduce sentences or delay the trial for someone who has committed a violent crime, has little doubt of guilt and is a repeat offender,%u201d she explains.The victim services program provides a resource for people who are a victim of a crime. Through the service they are instructed of their rights and given a hotline number that provides yet more information. %u201cThey come into the office and lodge a complaint,%u201d Osbourne says. Local residents also receive training on how to relate to a person who has been victimized by a crime. %u201cThey are taught how to offer support and give referrals,%u201d Osbourne explains.For more information on these programs, call 522-2613.%u2014Liz KochLocal Heights Group AwaitsWheels To Help Stop CrimeThe Brooklyn Heights Civilian Observation Patrol (COP) is nw waiting for a $10,000 New York State grant to purchase a patrol car before resuming the volunteer evening watch that was suspended last summer when a car the volunteers had borrowed for the patrol was returned to its owner.%u201cHaving a patrol car is absolutely essential,%u201d says Lee Scott, a volunteer patrol member who is coordinating the purchase of the new car. %u201cWe%u2019re waiting right now for a contract, but the wheels of state government move very slowly.%u201dFor the past four years, the Heights COP has operated with about 50 volunteers who have patrolled the streets of this affluent neighborhood in three evening shifts each day. Most of the volunteers sign up for two or three month shifts and, according to Scott, used their own cars when the program first began.%u201cWe found that many of our volunteers did not have automobiles,%u201d she says, and foot patrols in the downtown area were not considered to be a safe alternative.%u201cI don%u2019t think foot patrols are appropriate for any city neighborhood,%u201d explains Scott, adding that the purpose of the patrol is to observe and not apprehend. %u201cWhen you are in a car and you see an incident, you are at least insulated. If you are on foot, people would be tempted to chase anyone down the streets.%u201dOfficer Patricia McDermott, of the 84th Precinct in Brooklyn Heights, agrees that the COP volunter needs to have a car to be effective. %u201cA foot patrol is very limited and cannot cover enough territory,\only protects the volunteer, but it acts as a deterrent to any crime; it is visible while a person on foot is not. The mere fact that it is parked on Montague St. acts as a deterrent.%u201dScott believes that the community has missed the COP for the months it has been suspended. While the patrol does not have anextensive list of crimes the volunteers have ended, she beleives its %u201cpresence%u201d has kept the crime statistics low in Brooklyn Heights.%u201cMost of the time you never really see anything,%u201d she says. %u201cBut, one patrol observed a hit-and-run between a truck and a car and was able to get the license plate while chasing the truck across the Brooklyn Bridge before a police car was able to arrive.%u201dShe adds, %u201cI think the word gets out when we are patrolling, so people aren%u2019t doing anything wrong because they know we%u2019re there.%u201dMcDermott says the 84th Precinct cannot measure the patrol%u2019s success rate. %u201cStatistically, street crime is down, but burglaries in Brooklyn Heights are not,%u201d she says. %u201cBut, we have to assume that the patrol is effective.Scott is not sure when the State grant will actuallv be available to buy the patrol car. Once she receives-the contract, the Heights COP will then submit three bids on American-made, automatic cars. With the contract in hand, Scott says it will only take a few weeks to purchase the car.COP volunteers will also have walkietalkies to contact the 84th Precinct when a police officer is needed. They are asked to volunteer for two-hour shifts beginning at 6pm and ending at midnight. Scott says that the COP is also planning to set up a daytime patrol for youngsters going home from school.But to start this additional shift, the patrol needs more volunteers. %u201cMembership is very weak,%u201d says McDermot. %u201cBut, they have improved the quality of life in the neighborhood and should have more volunteers.%u201dThe patrol plans to work on expanding its volunteer base. %u201cWe%u2019re looking for more community support and would like to expand if we get some more people,%u201d says Scott, who is not sure how many volunteers the COP wanted to recruit. %u2014 Rob TaylorCB7 Backs Rezoning TerraceProposed zoning changes for Windsor Terrace, designed to protect the character of the low-rise neighborhood, received a public hearing on Nov. 12 at Community Board 7 and the 30 people who turned out for the hearing gave their backing to the plan. Board 7 was expected to approve the zoning proposal at its full meeting Nov. 19.The proposed down-zoning from R-6 to R-5 would provide some protection in Windsor Terrace against the intrusion of high-rise developers along sections of Prospect Ave., Seeley St., 16th S t, and 'Ton-nee p i . The dtoposal was put forth by the City Planning Commission after concerns were raised in the community about protecting neighborhood character. Some residents at the meeting felt the zoning change should beeven more restrictive but accepted the proposed plan as better than nothing.Assemblyman James Brennan (51st A.D.) called the zoning change crucial. %u201cPresently too many neighborhoods have zoning classifications that permit unwarranted intrusions on their streets,%u201d he said. He pointed to 31st St. in Windsor Terrace where industrial development is underway as an example.%u201cMuch of the Terrace area remains threatened with high-rise development,%u201d Brennan stated. %u201cWhile progress has been slow but steady at City Planning, it is imperative that the neighborhood and the City finish the job on the parkside,%u201d he said. %u2014 L.K.Page 4, TH E PHOENIX, November 20, 1986