Page 25 - Jewish News_Sept2021
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JEWISH INTEREST                                                                    September 2021                                       25A



     Aging Jewishly – What our traditions teach us about growing old


     Handing out cash to the grandkids:

     Is there a better way?


     By Rabbi Barbara Aiello
     “        ne, two, three, four and five!   really close to my grandma.’”    of  the  Money  Message  program.  She   saving  for  special  purchases  and  im-
                                              It was Burns’ memory of her rela-
                                                                                                                      proving  the  world  through  charitable
              That’s it! Five envelopes all
                                                                                says, “Delayed gratification is a huge
      Oready for the grandkids.” Ed       tionship with her own grandparent that   life lesson learned when saving mon-  giving.
     smiled as he visualized each of the two   led her to develop a similar bond with   ey. It reinforces and helps us practice   Frustrated by mindless giving to
     boys and  three  girls,  ranging  in  ages   her  grandchildren  –  one  that  would   learning to live within our means – a   children and grandchildren,  a client
     from 5 to 12 years, who make up the   teach  them about earning money and   hard lesson our society today would do   once said to Marie Burns, “Money isn’t
     majority of his extended family. They   using it wisely.                   well to live by.”                     everything, but it sure keeps the kids in
                       are his children’s     Burns says, “In order to save, we     Finally, the  essential  third  step is   touch!” Ed and Linda are trying a new
                       children,  and the   have to earn money in the first place.   what  Burns  terms  “Saving  to  Give.”   approach.
                       envelopes  repre-  Working to earn money is a great way   The benefit of earning money and hav-    “So we’ll give out the envelopes,”
                       sent the mon-      to help children start practicing Save,   ing it available establishes the oppor-  Ed said, “after we talk with the grand-
                       etary  gifts  that   Spend, Give.”                       tunity  for  our  grandchildren  to  help   kids.”  Linda  agreed.  “We  have  the
                       Ed  and  his  wife     Back to skeptical Ed, who is still   others  in  need.  From  the  days  when   blessing of being able to give money
                       Linda  will  give   somewhat reluctant. “So you’re telling   we grandparents collected coins for the   to  our  grandchildren.  Now  they  can
                       to the grandkids   me that we don’t just fill the envelopes   Sunday school tzedakah box, our Jew-  learn the blessings of using that money
                       when  they  arrive   with cash and hand them out?” Linda   ish traditions of charitable giving and   wisely.”
                       en  masse  for  the   nodded a vigorous “yes” and described   volunteering  for  public  service  have   Note:  For  more  information  on
      Rabbi Barbara Aiello  Jewish holidays.   how  “Mimi”  Burns’  Money  Message   informed  our  lives  –  a  Jewish  value   Marie  Burns’  program,  see The Tony
        “We’ve  been  giving  New  Year’s   program works. “This year,” Linda said,   worth discussing with, and perpetuat-  Steuer  Podcast  at  tonysteuer.com/the-
     gifts for years,” Linda said. “But this   “We’ll start with the kids sitting with us   ing through our grandchildren.   tony-steuer-podcast-with-marie-burns-
     year I want to do something to make   in a circle and I’ll begin. Ed, you and I   Based  on  the  Money  Message,   mind-money-and-motion/.
     it  more  meaningful.  It’s  not  just  the   will tell stories about how we earned   program  Linda  and  Ed  are  preparing   Rabbi  Barbara Aiello  served Aviva
     money. It’s the ‘Money Message’ that   money  when  we  were  kids.  I’ll  talk   to offer their New Year monetary gifts   Senior Living in Sarasota as resident
     I want to share as well.”            about how my Bubby paid me for dust-  in a new way. Linda plans to open a   rabbi for 10 years. She  now lives and
        Linda  is  referring  to  a  struc-  ing all the tchotchkes in her cabinet!”  grandkid-led  discussion  of  earning   works in Italy where she is rabbi of
     tured  program  that  combines  gifts    Ed jumped in. “And I’ll talk about   money,  prefaced  by  Linda  and  Ed’s   Italy’s  first  Reconstructionist  syna-
     of  cash  with  personal  responsibility.   how  I  mowed  lawns  and  folded  the   personal experiences. They expect that   gogue. You may reach her at Rabbi@
     The  Money  Message  was  developed   laundry.”  Ed  and  Linda  recalled  how   this sharing will lead to a discussion of   RabbiBarbara.com.
     and  designed  by  financial  expert  and   they  each  received  an  allowance  that   Rabbi Barbara Aiello’s most popular
     grandmother  Marie  Burns  (“What    was  contingent  on  chores  they  com-
     Simple  Stories  Can Teach  Grandchil-  pleted each week.                       columns are now published in her new
     dren about Money,” sixtyandme.com)       Burns  suggests  that  the  personal      book, Aging Jewishly, available on
     whose grandchildren call her “Mimi.”   stories  shared  by  grandparents  form
     It’s a simple and straightforward pro-  the opening for grandchildren to share         Amazon. It makes a great gift!
     gram that incorporates role modeling   their earning experiences and that often
     and storytelling into money-based con-  children are eager to brag about all the
     versations so that  her grandchildren   things they do to earn spending money.
     can learn the basics regarding money.    “Earning  to  Save”  is  an  import-
     It’s  a  process  that  “Mimi”  defines  as   ant  first  step  in  the  Money  Message
     “Save, Spend, Give.”                 plan. Here Burns guides grandparents
        Marie Burns describes the grand-  to  continue  the  discussion  about  the                            from your friends at
     parent-grandchild relationship this way.   things  the  grandchildren  bought  with
     She says, “As grandmas, we often have   the money they earned. Did a grandson
     teachable moments with our grandkids.   save his earnings to buy a new scooter?
     Think  of  your  own  life  or  how  often   Did a granddaughter work hard to earn
     you have heard others say, ‘I learned X   the price of a concert ticket?
     from my grandma’ or ‘She was the one     Burns  emphasizes  that  step  two,
     who taught me how to do Y’ or ‘I was   “Saving to Spend,” is an integral part
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