Page 6 - Fontbonne University 2022 Benefits Guide
P. 6
ID Cards MEDICAL
New ID cards will not be sent to members for 2022 unless Fontbonne ofers a robust medical and pharmacy
changes have been made to your beneit plan or covered insurance program to employees. The University
dependents. Members can access their electronic ID card
online. To view, login to www.umr.com and select “ID Card” partners with UMR and OptumRx to administer
under the myMenu taskbar. these medical and pharmacy beneits.
As an employee of Fontbonne, you continue to have
the choice between two plans—the Premium Plan
and the HSA Plan. You are encouraged to weigh the
below considerations when choosing the plan which
best meets your needs.
Features of Both Plans
X Access to the UnitedHealthcare Choice Plus
network
X Access to OptumRx’s Broad Network for
pharmacy
X Coverage for routine preventive care at 100%
Premium Plan—Traditional PPO
Features
X Higher per-paycheck premiums with lower
deductible
X Flat dollar copays for prescription drugs
X Flat dollar copays for primary and specialty
doctor’s oice visits
X Eligible to participate in the Flexible Spending
Account (FSA)
HSA Plan Features
X Lower per-paycheck premiums with higher
deductible, which allows you to pay for care
when you need it
X Certain preventive medications are covered at
100%—no cost to you
X Eligible to participate in the Health Savings
Account (HSA)
6
New ID cards will not be sent to members for 2022 unless Fontbonne ofers a robust medical and pharmacy
changes have been made to your beneit plan or covered insurance program to employees. The University
dependents. Members can access their electronic ID card
online. To view, login to www.umr.com and select “ID Card” partners with UMR and OptumRx to administer
under the myMenu taskbar. these medical and pharmacy beneits.
As an employee of Fontbonne, you continue to have
the choice between two plans—the Premium Plan
and the HSA Plan. You are encouraged to weigh the
below considerations when choosing the plan which
best meets your needs.
Features of Both Plans
X Access to the UnitedHealthcare Choice Plus
network
X Access to OptumRx’s Broad Network for
pharmacy
X Coverage for routine preventive care at 100%
Premium Plan—Traditional PPO
Features
X Higher per-paycheck premiums with lower
deductible
X Flat dollar copays for prescription drugs
X Flat dollar copays for primary and specialty
doctor’s oice visits
X Eligible to participate in the Flexible Spending
Account (FSA)
HSA Plan Features
X Lower per-paycheck premiums with higher
deductible, which allows you to pay for care
when you need it
X Certain preventive medications are covered at
100%—no cost to you
X Eligible to participate in the Health Savings
Account (HSA)
6
