Page 16 - 2020 Stein Mart Benefits
P. 16
CRITICAL ILLNESS INSURANCE
Help protect your family from the financial burden of a serious illness by choosing critical illness insurance
through Voya Financial. This coverage provides a benefit payment upon the diagnosis of an illness or
condition shown below.
Payable at 100% of the elected Payable at noted % of the elected
Critical Illness Coverage Amount Critical Illness CoverageAmount
Heart Attack* Addison's disease - 10%
Cancer Systemic sclerosis - 10%
Stroke Skin cancer - 10%
Major Organ Transplant** Bone marrow transplant - 25%
Coronary Artery Bypass Carcinoma in situ - 25%
Benign Brain Tumor Stem cell transplant - 25%
Permanent Paralysis Multiple sclerosis - 25%
Complete Loss of Sight, Hearing or Speech
Coma Lou Gehrig’s disease / (ALS) - 25%
Parkinson's disease - 25%
Huntington’s Disease Advanced dementia and Alzheimer’s disease - 25%
Muscular Dystrophy Infectious disease - 25%
.
* A sudden cardiac arrest is not in itself considered a heart attack. Myasthenia gravis - 50%
.
** Major organ transplant means the irreversible failure of your heart, Systemic Lupus Erythematosus (SLE) - 50%
lung, pancreas, entire kidney or liver, or any combination thereof,
determined by a physician specialized in care of the involved organ.
Coverage Options
$10,000, $20,000, or $30,000 for yourself
$5,000, $10,000, and $15,000 for your spouse
$1,000, $2,500, $5,000 and $10,000 for your children
You may only elect up to half the coverage amount you elect for yourself to cover your spouse and/or
children.
Associate Rates
For weekly and semi monthly rates, please see the next page.
Assistant Store Managers, Asset Protection and Loss 14
Prevention and Semi-Monthly Associates For 2020 Benefits
Help protect your family from the financial burden of a serious illness by choosing critical illness insurance
through Voya Financial. This coverage provides a benefit payment upon the diagnosis of an illness or
condition shown below.
Payable at 100% of the elected Payable at noted % of the elected
Critical Illness Coverage Amount Critical Illness CoverageAmount
Heart Attack* Addison's disease - 10%
Cancer Systemic sclerosis - 10%
Stroke Skin cancer - 10%
Major Organ Transplant** Bone marrow transplant - 25%
Coronary Artery Bypass Carcinoma in situ - 25%
Benign Brain Tumor Stem cell transplant - 25%
Permanent Paralysis Multiple sclerosis - 25%
Complete Loss of Sight, Hearing or Speech
Coma Lou Gehrig’s disease / (ALS) - 25%
Parkinson's disease - 25%
Huntington’s Disease Advanced dementia and Alzheimer’s disease - 25%
Muscular Dystrophy Infectious disease - 25%
.
* A sudden cardiac arrest is not in itself considered a heart attack. Myasthenia gravis - 50%
.
** Major organ transplant means the irreversible failure of your heart, Systemic Lupus Erythematosus (SLE) - 50%
lung, pancreas, entire kidney or liver, or any combination thereof,
determined by a physician specialized in care of the involved organ.
Coverage Options
$10,000, $20,000, or $30,000 for yourself
$5,000, $10,000, and $15,000 for your spouse
$1,000, $2,500, $5,000 and $10,000 for your children
You may only elect up to half the coverage amount you elect for yourself to cover your spouse and/or
children.
Associate Rates
For weekly and semi monthly rates, please see the next page.
Assistant Store Managers, Asset Protection and Loss 14
Prevention and Semi-Monthly Associates For 2020 Benefits
