Page 20 - Thompson Coburn 2022 Beneftits Summary
P. 20
Making Changes (Qualifying Life Events)
The Internal Revenue Service (IRS) regulations state eligible employees may only make beneit elections once
a year. Enrollment beneit choices are binding through December 31, 2022 (applies to medical, dental, vision,
dependent care FSA coverage, and voluntary supplemental beneits).
The following special circumstances allow for a change in beneits during the year (not inclusive):
■ Marriage, divorce, or legal separation ■ Judgment, court order, or decree requiring
■ Birth, adoption, or placement of a child for coverage, including qualiied medical child
adoption support orders
■ Child no longer qualiies as an eligible ■ Change in dependent care provider or to cost
dependent of dependent care
■ Termination or commencement of your ■ Termination of coverage under a Medicaid plan
spouse’s coverage in general when coverage or Children’s Health Insurance Program (CHIP)
is maintained through the spouse’s plan (e.g., due to loss of eligibility (request for coverage
spouse begins or ends employment) must be made no later than 60 days after the
■ Shift from part-time to full-time status (or vice date coverage terminates)
versa) by you or your spouse ■ Eligibility for a Medicaid or CHIP premium-
■ Death of spouse or dependent assistance subsidy for qualiied employer-
sponsored health coverage (request for
■ Departure for or return from an FMLA-qualiied coverage must be made no later than 60 days
unpaid leave of absence (you or your spouse) after eligibility for the subsidy)
■ A residence or worksite change that impacts
healthcare coverage
These special circumstances, often referred to as life event changes, will allow you to make plan changes
at any time during the year in which they occur. For any allowable changes, you must inform the beneits
department within 30 calendar days of the event. The efective date of any requested change(s) will be the
later of the date of the qualifying event or the date the request for changes was made. Changes that are
requested due to a “change of mind” cannot be allowed until the next annual enrollment period.
The 30 calendar day deadline is a critical factor towards successfully completing a life event change. If you
do not notify the Beneits Team of the event and provide requested documentation within 30 calendar days
of the event, you will not be eligible to make changes until the next annual enrollment period unless you
experience another qualifying life event.
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The Internal Revenue Service (IRS) regulations state eligible employees may only make beneit elections once
a year. Enrollment beneit choices are binding through December 31, 2022 (applies to medical, dental, vision,
dependent care FSA coverage, and voluntary supplemental beneits).
The following special circumstances allow for a change in beneits during the year (not inclusive):
■ Marriage, divorce, or legal separation ■ Judgment, court order, or decree requiring
■ Birth, adoption, or placement of a child for coverage, including qualiied medical child
adoption support orders
■ Child no longer qualiies as an eligible ■ Change in dependent care provider or to cost
dependent of dependent care
■ Termination or commencement of your ■ Termination of coverage under a Medicaid plan
spouse’s coverage in general when coverage or Children’s Health Insurance Program (CHIP)
is maintained through the spouse’s plan (e.g., due to loss of eligibility (request for coverage
spouse begins or ends employment) must be made no later than 60 days after the
■ Shift from part-time to full-time status (or vice date coverage terminates)
versa) by you or your spouse ■ Eligibility for a Medicaid or CHIP premium-
■ Death of spouse or dependent assistance subsidy for qualiied employer-
sponsored health coverage (request for
■ Departure for or return from an FMLA-qualiied coverage must be made no later than 60 days
unpaid leave of absence (you or your spouse) after eligibility for the subsidy)
■ A residence or worksite change that impacts
healthcare coverage
These special circumstances, often referred to as life event changes, will allow you to make plan changes
at any time during the year in which they occur. For any allowable changes, you must inform the beneits
department within 30 calendar days of the event. The efective date of any requested change(s) will be the
later of the date of the qualifying event or the date the request for changes was made. Changes that are
requested due to a “change of mind” cannot be allowed until the next annual enrollment period.
The 30 calendar day deadline is a critical factor towards successfully completing a life event change. If you
do not notify the Beneits Team of the event and provide requested documentation within 30 calendar days
of the event, you will not be eligible to make changes until the next annual enrollment period unless you
experience another qualifying life event.
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