Page 21 - Thompson Coburn 2022 Beneftits Summary
P. 21
2022 Benefits Summary
Dependent
Eligibility
Rules for Medical and all other Beneit
Dependents
Plans
Your spouse Your spouse must be your legally
married spouse
Your domestic A domestic partner for whom you have
partner provided a Domestic Partner Aidavit
and supporting documentation
Dependent children up to their 26th
birthday regardless of full-time student
Your or your status, residency, inancial support, or
spouse’s/ marital status
domestic partner’s Important note:
child(ren) Adult dependent’s children
and spouse are not eligible for
coverage
Important Notes
1) The term children includes: natural children, stepchildren, legally
adopted children, children placed in your home while waiting for
inalization of adoption, and children for whom you or your spouse
have been awarded legal guardianship.
2) If both you and your spouse/domestic partner work for Thompson
Coburn, you cannot be both a participant and a dependent under
the Thompson Coburn beneit plans. In other words, you can either
both enroll in employee-only coverage OR one of you can enroll in
employee + spouse coverage. Similarly, if you have children, they
can only be covered by one of you.
Healthcare Reform and Adult Children
Covered by Your HDP Under the
Patient Protection and Affordable Care
Act (PPACA)
Adult children up to age 26 can be covered by
their parent’s HDP and use funds from the parent’s
HSA. However, if the adult child is self-supporting
or doesn’t qualify as a tax deduction, that child
can’t use funds from the parent’s HSA. Single adult
children who have coverage under a parent’s family
HDP can open their own HSAs and contribute
up to the yearly family maximum—$7,300 for
2022 (spouses have to split the family maximum
contribution; adult children are not spouses, so they
can each contribute the entire family maximum to
their own HSAs).
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Dependent
Eligibility
Rules for Medical and all other Beneit
Dependents
Plans
Your spouse Your spouse must be your legally
married spouse
Your domestic A domestic partner for whom you have
partner provided a Domestic Partner Aidavit
and supporting documentation
Dependent children up to their 26th
birthday regardless of full-time student
Your or your status, residency, inancial support, or
spouse’s/ marital status
domestic partner’s Important note:
child(ren) Adult dependent’s children
and spouse are not eligible for
coverage
Important Notes
1) The term children includes: natural children, stepchildren, legally
adopted children, children placed in your home while waiting for
inalization of adoption, and children for whom you or your spouse
have been awarded legal guardianship.
2) If both you and your spouse/domestic partner work for Thompson
Coburn, you cannot be both a participant and a dependent under
the Thompson Coburn beneit plans. In other words, you can either
both enroll in employee-only coverage OR one of you can enroll in
employee + spouse coverage. Similarly, if you have children, they
can only be covered by one of you.
Healthcare Reform and Adult Children
Covered by Your HDP Under the
Patient Protection and Affordable Care
Act (PPACA)
Adult children up to age 26 can be covered by
their parent’s HDP and use funds from the parent’s
HSA. However, if the adult child is self-supporting
or doesn’t qualify as a tax deduction, that child
can’t use funds from the parent’s HSA. Single adult
children who have coverage under a parent’s family
HDP can open their own HSAs and contribute
up to the yearly family maximum—$7,300 for
2022 (spouses have to split the family maximum
contribution; adult children are not spouses, so they
can each contribute the entire family maximum to
their own HSAs).
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