Page 4 - Thompson Coburn 2022 Beneftits Summary
P. 4
Medical Benefits for 2022
About High Deductible Plans High Deductible Plan Features
The HDP has a fundamentally diferent approach to ■ You have a choice between two high deductible
healthcare in which you have greater control over medical plans (HDP)
how your healthcare dollars are spent. Preventive ■ For both plans, coinsurance is 20% for in-
care and many preventive prescriptions are covered network prescription medications after the
at 100% for in-network providers. The plans ofer an deductible has been met; coinsurance for
HSA in which you can save money for current and prescription medication coverage does not
future covered medical expenses. apply if the out-of-pocket maximum is met
■ The plans ofer many preventive prescription
After you meet your deductible, the plan pays 80% medications at no cost
of your medical costs and you pay 20% of eligible
expenses for the remainder of the year. If you reach ■ Both plans utilize the UnitedHealthcare (UHC)
the out-of-pocket maximum, the plan pays the rest Choice Plus Network
of your covered charges at 100% for the rest of the ■ Both plans ofer the ability to use virtual visits
year. ■ Healthy by Design participants who reached the
wellness credit goal by October 15, 2021, will
You can make pre-tax contributions to an HSA to experience a diference of more than $1,000
help pay for covered medical expenses. You even in medical premiums savings compared to
have the ability to roll over any unused HSA funds someone not achieving the wellness credits.
year to year for future covered medical expenses.
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About High Deductible Plans High Deductible Plan Features
The HDP has a fundamentally diferent approach to ■ You have a choice between two high deductible
healthcare in which you have greater control over medical plans (HDP)
how your healthcare dollars are spent. Preventive ■ For both plans, coinsurance is 20% for in-
care and many preventive prescriptions are covered network prescription medications after the
at 100% for in-network providers. The plans ofer an deductible has been met; coinsurance for
HSA in which you can save money for current and prescription medication coverage does not
future covered medical expenses. apply if the out-of-pocket maximum is met
■ The plans ofer many preventive prescription
After you meet your deductible, the plan pays 80% medications at no cost
of your medical costs and you pay 20% of eligible
expenses for the remainder of the year. If you reach ■ Both plans utilize the UnitedHealthcare (UHC)
the out-of-pocket maximum, the plan pays the rest Choice Plus Network
of your covered charges at 100% for the rest of the ■ Both plans ofer the ability to use virtual visits
year. ■ Healthy by Design participants who reached the
wellness credit goal by October 15, 2021, will
You can make pre-tax contributions to an HSA to experience a diference of more than $1,000
help pay for covered medical expenses. You even in medical premiums savings compared to
have the ability to roll over any unused HSA funds someone not achieving the wellness credits.
year to year for future covered medical expenses.
4
