Page 14 - 2015 BRP Benefits Guide
P. 14
Accident Insurance
By Lincoln Financial
Why Accident Brief Summary of Covered Benefits
Insurance? Emergency Care
$75
Accidents happen... when they do, Initial Physician Ofice Visit $150
Emergency Room
medical attention is needed right Major Diagnostic Care $100
away. Group Accident insurance Ambulance (ground/air) $150/$600
pays a beneit directly to you Treatment Care
to offset the expenses medical Hospital Admission $1,000
insurance does not cover such as Hospital Coninement Daily Beneit $200
lost wages, transportation costs, Intensive Care Unit Daily Beneit $400
copays, and deductibles. Alternate Care and Rehabilitative Facility Daily Beneit $100
Follow-up Doctor/Patient Care (Up to 6 Sessions) $50
z Beneits are payable regardless Transportation for Care (up to 3 times per Accident) $300
of other insurance coverage Companion Lodging (up to 30 Days per Accident) $100
Fractures (Non-Surgical/Surgical)
z Coverage is guarantee-issue; no Hip $2,800/$5,600
medical questions Skull Depressed $2,500/$5,000
z $50 annual wellness beneit Leg, Pelvis, Skull (Nondepressed), Vertebral Column $1,500/$3,000
Ankle, Arm, Collarbone, Elbow, Foot, Hand, Jaw, Kneecap,
$600/$1200
z Covers accidents that occur off- Shoulder Blade, Sternum, Wrist
the-job Bones of Face, Vertebrae, Coccyx, Rib, Nose $450/$900
z The plan features beneits for Finger $100/$200
$50/$100
Toe
both inpatient and outpatient Chip Fractures 25% Beneit
treatment of covered accidents Dislocations (Non-Surgical/Surgical)
z Beneits are available for spouse Hip $2,400/$4,800
$1,500/$3,000
Knee; Except Kneecap
and/or dependent children (up Ankle $800/$1,600
to age 26) Collarbone, Collarbone Acromio and Separation, Elbow, $500/$1,000
z There is no limit to the number Hand, Lower Jaw, Shoulder, Wrist $150/$300
Finger, Toe
of claims an insured can ile Partial Dislocation 25% Beneit
z Premiums are paid by Speciic Injuries or Treatments
convenient payroll deduction Transfusions $300
Burns (skin grafts: 25% of burn beneit) $100-$12,800
Joint replacement $1,500-$2,000
Coma $7,500
Concussion $100
Dental—Once per Accident (Crown/Extraction) $150/$50
Eye (Removal of Foreign Body/Surgical Repair) $100/$300
BRP US Inc. 14
By Lincoln Financial
Why Accident Brief Summary of Covered Benefits
Insurance? Emergency Care
$75
Accidents happen... when they do, Initial Physician Ofice Visit $150
Emergency Room
medical attention is needed right Major Diagnostic Care $100
away. Group Accident insurance Ambulance (ground/air) $150/$600
pays a beneit directly to you Treatment Care
to offset the expenses medical Hospital Admission $1,000
insurance does not cover such as Hospital Coninement Daily Beneit $200
lost wages, transportation costs, Intensive Care Unit Daily Beneit $400
copays, and deductibles. Alternate Care and Rehabilitative Facility Daily Beneit $100
Follow-up Doctor/Patient Care (Up to 6 Sessions) $50
z Beneits are payable regardless Transportation for Care (up to 3 times per Accident) $300
of other insurance coverage Companion Lodging (up to 30 Days per Accident) $100
Fractures (Non-Surgical/Surgical)
z Coverage is guarantee-issue; no Hip $2,800/$5,600
medical questions Skull Depressed $2,500/$5,000
z $50 annual wellness beneit Leg, Pelvis, Skull (Nondepressed), Vertebral Column $1,500/$3,000
Ankle, Arm, Collarbone, Elbow, Foot, Hand, Jaw, Kneecap,
$600/$1200
z Covers accidents that occur off- Shoulder Blade, Sternum, Wrist
the-job Bones of Face, Vertebrae, Coccyx, Rib, Nose $450/$900
z The plan features beneits for Finger $100/$200
$50/$100
Toe
both inpatient and outpatient Chip Fractures 25% Beneit
treatment of covered accidents Dislocations (Non-Surgical/Surgical)
z Beneits are available for spouse Hip $2,400/$4,800
$1,500/$3,000
Knee; Except Kneecap
and/or dependent children (up Ankle $800/$1,600
to age 26) Collarbone, Collarbone Acromio and Separation, Elbow, $500/$1,000
z There is no limit to the number Hand, Lower Jaw, Shoulder, Wrist $150/$300
Finger, Toe
of claims an insured can ile Partial Dislocation 25% Beneit
z Premiums are paid by Speciic Injuries or Treatments
convenient payroll deduction Transfusions $300
Burns (skin grafts: 25% of burn beneit) $100-$12,800
Joint replacement $1,500-$2,000
Coma $7,500
Concussion $100
Dental—Once per Accident (Crown/Extraction) $150/$50
Eye (Removal of Foreign Body/Surgical Repair) $100/$300
BRP US Inc. 14
