Page 8 - MGM 2020 Benefits
P. 8
As a MGM Healthcare employee, you have four diferent medical
plan options. Three are traditional medical plan options that will
allow you to pay for your medical/pharmacy services through
discounted rates from UnitedHealthcare. These three plans
(Gold, Silver and Bronze) will ofer you more coverage than
the new MEC plan. The new MEC plan is a Minimum Essential
Coverage plan and does not pay for any of your services. The
plan will reimburse you for the services you receive. More
information about the MEC plan is located below.
Minimum Essential Coverage
(MEC) Plan
The Minimum Essential Coverage plan is designed to meet the minimum
level of beneits you need to have to meet the government requirement
for healthcare.
Plan Highlights
X 100% coverage for preventive X Accidental death and
care dismemberment coverage
X Inpatient hospital coverage X Prescription drug coverage
X Outpatient accident coverage X Critical illness coverage
X Emergency room coverage X Telemedicine coverage
MEC
Semi-Monthly Premiums
Employee Only $53.00
Employee + Spouse $115.00
Employee + Children $92.50
Family $162.50
Self-Funded Minimum Essential Coverage (MEC) (1)
ACA Required Preventive Care/Screening/ Minimum Essential Coverage covers
Immunization Beneits 100% of the government’s listed
preventive and wellness beneits when
you visit an in-network provider. Self-
funded by your employer, this coverage
is required to satisfy your individual
mandate under healthcare law.
8 2019 Benefits Guide
plan options. Three are traditional medical plan options that will
allow you to pay for your medical/pharmacy services through
discounted rates from UnitedHealthcare. These three plans
(Gold, Silver and Bronze) will ofer you more coverage than
the new MEC plan. The new MEC plan is a Minimum Essential
Coverage plan and does not pay for any of your services. The
plan will reimburse you for the services you receive. More
information about the MEC plan is located below.
Minimum Essential Coverage
(MEC) Plan
The Minimum Essential Coverage plan is designed to meet the minimum
level of beneits you need to have to meet the government requirement
for healthcare.
Plan Highlights
X 100% coverage for preventive X Accidental death and
care dismemberment coverage
X Inpatient hospital coverage X Prescription drug coverage
X Outpatient accident coverage X Critical illness coverage
X Emergency room coverage X Telemedicine coverage
MEC
Semi-Monthly Premiums
Employee Only $53.00
Employee + Spouse $115.00
Employee + Children $92.50
Family $162.50
Self-Funded Minimum Essential Coverage (MEC) (1)
ACA Required Preventive Care/Screening/ Minimum Essential Coverage covers
Immunization Beneits 100% of the government’s listed
preventive and wellness beneits when
you visit an in-network provider. Self-
funded by your employer, this coverage
is required to satisfy your individual
mandate under healthcare law.
8 2019 Benefits Guide