Page 2 - Fontbonne 2020 Benefits

TABLE OF CONTENTS

Welcome to your 2020 Beneits Guide! . . . .3

Enrollment Details . . . . . . . . . . . . . . . . . .4

Medical . . . . . . . . . . . . . . . . . . . . . . . . . .5

Embedded vs. Non-Embedded Structures . .8

Pharmacy . . . . . . . . . . . . . . . . . . . . . . . .9

HooPayz . . . . . . . . . . . . . . . . . . . . . . . .10

Health Savings Account (HSA) . . . . . . . . .11

Flexible Spending Accounts . . . . . . . . . . .13
Dental . . . . . . . . . . . . . . . . . . . . . . . . . .16

Vision . . . . . . . . . . . . . . . . . . . . . . . . . .17

Basic Life and AD&D . . . . . . . . . . . . . . . .18

Disability . . . . . . . . . . . . . . . . . . . . . . . .19

Employee Assistance Program . . . . . . . . .20

Identity Theft Protection . . . . . . . . . . . . .21

Retirement . . . . . . . . . . . . . . . . . . . . . . .22

Other Beneits . . . . . . . . . . . . . . . . . . . .23

Frequently Asked Questions . . . . . . . . . . .25

Resources and Contacts . . . . . . . . . . . . .27

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