Page 5 - Fontbonne 2020 Benefits
P. 5
2020
Fontbonne University Enrollment Guide
MEDICAL ID Cards
For many people, nothing is more important than our health and the All medical plan enrollees will
health of our family members. This is why Fontbonne offers a robust receive a new ID card for 2020.
medical and pharmacy insurance program to employees. New for 2020, You will receive an ID card in the
the University is partnering with UMR and OptumRx to administer these mail, but you can also access
an electronic ID card online. To
medical and pharmacy beneits. view, login to www.umr.com
and select “ID Card” under the
As an employee of Fontbonne, you continue to have the choice between myMenu taskbar.
two plans—the Premium Plan and the HSA Plan. You are encouraged to
weigh the below considerations when choosing the plan which best meets
your needs.
Features of Both Plans
Access to the UnitedHealthcare Choice Plus network
Access to OptumRx’s Broad Network for pharmacy
Coverage for routine preventive care at 100%
Premium Plan—Traditional PPO Features
Higher per-paycheck premiums with lower deductible
Flat dollar copays for prescription drugs
Flat dollar copays for primary and specialty doctor’s ofice visits
Eligible to participate in the Flexible Spending Account (FSA)
HSA Plan Features
Lower per-paycheck premiums with higher deductible, which allows
you to pay for care when you need it
Certain preventive medications are covered at 100%—no cost to you
Eligible to participate in the Health Savings Account (HSA)
5
Fontbonne University Enrollment Guide
MEDICAL ID Cards
For many people, nothing is more important than our health and the All medical plan enrollees will
health of our family members. This is why Fontbonne offers a robust receive a new ID card for 2020.
medical and pharmacy insurance program to employees. New for 2020, You will receive an ID card in the
the University is partnering with UMR and OptumRx to administer these mail, but you can also access
an electronic ID card online. To
medical and pharmacy beneits. view, login to www.umr.com
and select “ID Card” under the
As an employee of Fontbonne, you continue to have the choice between myMenu taskbar.
two plans—the Premium Plan and the HSA Plan. You are encouraged to
weigh the below considerations when choosing the plan which best meets
your needs.
Features of Both Plans
Access to the UnitedHealthcare Choice Plus network
Access to OptumRx’s Broad Network for pharmacy
Coverage for routine preventive care at 100%
Premium Plan—Traditional PPO Features
Higher per-paycheck premiums with lower deductible
Flat dollar copays for prescription drugs
Flat dollar copays for primary and specialty doctor’s ofice visits
Eligible to participate in the Flexible Spending Account (FSA)
HSA Plan Features
Lower per-paycheck premiums with higher deductible, which allows
you to pay for care when you need it
Certain preventive medications are covered at 100%—no cost to you
Eligible to participate in the Health Savings Account (HSA)
5