Page 2 - Apricity Benefits Guide
P. 2
2020
Apricity Benefits Overview
ABOUT YOUR BENEFITS PROGRAM
Welcome
Our beneits program is designed to provide a wide range of plans and resources to help promote
good health and valuable inancial protection. We realize our employees have very different
lifestyles, beneit needs, and preferences. That’s why the Company provides you with the freedom
to select quality beneit options that work best with your personal situation.
We understand there’s no one-size-its-all solution when it comes to beneits, so you can choose
from a variety of health care, life insurance, disability insurance, and other voluntary programs
designed to promote better health and overall well-being. You can select the beneits that meet
the individual needs for you and your family. It’s an approach to beneits that makes sense.
It is important that you take this opportunity to review all of your plan options in detail. We continue
to offer you competitive beneits and strive to keep costs affordable. You need to carefully
consider each beneit option to determine what best its your individual needs and budget. We
encourage you to learn all you can about your beneits program and use the decision making
support tools made available so you can make choices that will help you to be the best you!
About This Benefits Overview
This Beneits Overview describes the highlights of the Company’s beneits program in non-technical
language. Your speciic rights to beneits under the program are governed solely, and in every
respect, by the oficial documents and not the information in this Beneits Overview. If there is any
discrepancy between the description of the beneits as contained in the materials and the oficial
plan documents, the language of the oficial plan documents shall prevail as accurate. Please
refer to the plan-speciic documents published by each of the respective carriers for detailed plan
information. Any of these beneits may be modiied in the future to meet Internal Revenue Service
rules or otherwise, as decided by the Company.
This Beneits Overview may not be reproduced or redistributed in any form or by any means
without the express written consent of the Company.
Table of Contents Your Quick Guide to Savings and Group Auto and Home Insurance .33
About Your Beneits Program. . . . . . .2 Spending Accounts .............16 Group Legal Services ............33
Beneits Basics ...................3 Dental Beneits .................18 Employee Assistance Program ....34
Medical/Prescription Drugs Beneits . 6 Dental Plan Summary ............20 Medicare Part D Creditable
Comparing Medical Plan Options ..7 Vision Beneits ..................21 Coverage Notice ...............35
First Stop Health ................11 Voluntary Disability Insurance .....22 Premium Assistance Under Medicaid
Medical Plan Summary ..........12 Life and AD&D Insurance ........25 and the Children’s Health Insurance
Program (CHIP) .................42
Pharmacy Plan Summary .........13 Voluntary Accident Insurance ....29 Contact Information .............46 2
Flexible Spending Accounts ......14 Voluntary Critical Illness Insurance . 31
Apricity Benefits Overview
ABOUT YOUR BENEFITS PROGRAM
Welcome
Our beneits program is designed to provide a wide range of plans and resources to help promote
good health and valuable inancial protection. We realize our employees have very different
lifestyles, beneit needs, and preferences. That’s why the Company provides you with the freedom
to select quality beneit options that work best with your personal situation.
We understand there’s no one-size-its-all solution when it comes to beneits, so you can choose
from a variety of health care, life insurance, disability insurance, and other voluntary programs
designed to promote better health and overall well-being. You can select the beneits that meet
the individual needs for you and your family. It’s an approach to beneits that makes sense.
It is important that you take this opportunity to review all of your plan options in detail. We continue
to offer you competitive beneits and strive to keep costs affordable. You need to carefully
consider each beneit option to determine what best its your individual needs and budget. We
encourage you to learn all you can about your beneits program and use the decision making
support tools made available so you can make choices that will help you to be the best you!
About This Benefits Overview
This Beneits Overview describes the highlights of the Company’s beneits program in non-technical
language. Your speciic rights to beneits under the program are governed solely, and in every
respect, by the oficial documents and not the information in this Beneits Overview. If there is any
discrepancy between the description of the beneits as contained in the materials and the oficial
plan documents, the language of the oficial plan documents shall prevail as accurate. Please
refer to the plan-speciic documents published by each of the respective carriers for detailed plan
information. Any of these beneits may be modiied in the future to meet Internal Revenue Service
rules or otherwise, as decided by the Company.
This Beneits Overview may not be reproduced or redistributed in any form or by any means
without the express written consent of the Company.
Table of Contents Your Quick Guide to Savings and Group Auto and Home Insurance .33
About Your Beneits Program. . . . . . .2 Spending Accounts .............16 Group Legal Services ............33
Beneits Basics ...................3 Dental Beneits .................18 Employee Assistance Program ....34
Medical/Prescription Drugs Beneits . 6 Dental Plan Summary ............20 Medicare Part D Creditable
Comparing Medical Plan Options ..7 Vision Beneits ..................21 Coverage Notice ...............35
First Stop Health ................11 Voluntary Disability Insurance .....22 Premium Assistance Under Medicaid
Medical Plan Summary ..........12 Life and AD&D Insurance ........25 and the Children’s Health Insurance
Program (CHIP) .................42
Pharmacy Plan Summary .........13 Voluntary Accident Insurance ....29 Contact Information .............46 2
Flexible Spending Accounts ......14 Voluntary Critical Illness Insurance . 31
