Page 26 - AESC 2019 Benefits Gudie
P. 26
Accident Insurance (Aflac)
Covered Accident Treatments
The plan features beneits for both inpatient and outpatient treatment
of covered accidents. More than 50 beneits are payable according to a
reimbursement schedule including, but not limited to, the following.
X Emergency X Intensive care unit X Physical therapy
treatment X Ambulance X Accidental death
X Transportation and transportation beneit
lodging X Major diagnostic X Dismemberment
X Hospital admission testing beneit
and coninement X Post traumatic X Diagnosis
X Rehabilitation unit stress disorder
2019 Accident Insurance Plan Premiums Per Month
Employee $6 .24
Employee + Spouse $9 .97
Employee + Children $12 .64
Employee + Family $16 .37
How it Works
Eligibility
X Issue ages: employee: 18+, spouse: 18+, children: under age 26
X Full-time, beneit eligible employees working at least 30 hours or
more per week by the date of the enrollment are eligible to apply for
coverage
X Beneits are available for spouse and/or dependent children
X If elected, coverage is effective on the irst of the month following
60 days of employment and you must be actively at work on the plan
start date for coverage to be effective
Example
You injure your leg in a covered accident and go to the hospital via
ambulance. The emergency room doctor diagnoses a fracture and treats
you. You leave the hospital on crutches. Alac Accident Insurance pays a
total of $1,475.*
* Leg fracture ($1,200), emergency room ($100), one follow-up treatment ($25),
ambulance ($100) and crutches ($50)
26 2019 Benefits Enrollment
Covered Accident Treatments
The plan features beneits for both inpatient and outpatient treatment
of covered accidents. More than 50 beneits are payable according to a
reimbursement schedule including, but not limited to, the following.
X Emergency X Intensive care unit X Physical therapy
treatment X Ambulance X Accidental death
X Transportation and transportation beneit
lodging X Major diagnostic X Dismemberment
X Hospital admission testing beneit
and coninement X Post traumatic X Diagnosis
X Rehabilitation unit stress disorder
2019 Accident Insurance Plan Premiums Per Month
Employee $6 .24
Employee + Spouse $9 .97
Employee + Children $12 .64
Employee + Family $16 .37
How it Works
Eligibility
X Issue ages: employee: 18+, spouse: 18+, children: under age 26
X Full-time, beneit eligible employees working at least 30 hours or
more per week by the date of the enrollment are eligible to apply for
coverage
X Beneits are available for spouse and/or dependent children
X If elected, coverage is effective on the irst of the month following
60 days of employment and you must be actively at work on the plan
start date for coverage to be effective
Example
You injure your leg in a covered accident and go to the hospital via
ambulance. The emergency room doctor diagnoses a fracture and treats
you. You leave the hospital on crutches. Alac Accident Insurance pays a
total of $1,475.*
* Leg fracture ($1,200), emergency room ($100), one follow-up treatment ($25),
ambulance ($100) and crutches ($50)
26 2019 Benefits Enrollment
