Page 13 - 2015 NISC Open Enrollment
P. 13
2015 Open Enrollment
Short-Term Disability
Disability Insurance It’s important
Your disability insurance is administered through Guardian. NISC provides to be prepared for
disability beneits at no cost to you in the event you become disabled from a the unexpected. That’s
non-work related injury or illness. why NISC offers
benefits that provide
Short-Term Disability (STD) income protection to you
If you meet the deinition of disabled, you will be eligible to receive a and your family.
beneit equal to 66.67% of your weekly salary for up to 13 weeks. Your STD
beneits are subject to income and social security taxes, and may be reduced
by the amount of other income replacement beneits you receive for the
same disability.
Short term disability beneits may be supplemented with accrued paid leave
(vacation/sick leave) according to NISC policy.
General Plan Information Guardian
Elimination Period
Injury or Illness without 8th calendar day
Hospital Stay
Injury or Illness with Hospital 1st calendar day
Stay
Deinition of Disability You are disabled if you are not able to perform
your job due to sickness, pregnancy, or
accidental injury
Beneit Percentage 66.67%
Weekly Beneit Maximum $5,000
Maximum Period of 13 Weeks
Payment
Beneit Duration SSNRA *
* Social Security Normal Retirement Age
13
Short-Term Disability
Disability Insurance It’s important
Your disability insurance is administered through Guardian. NISC provides to be prepared for
disability beneits at no cost to you in the event you become disabled from a the unexpected. That’s
non-work related injury or illness. why NISC offers
benefits that provide
Short-Term Disability (STD) income protection to you
If you meet the deinition of disabled, you will be eligible to receive a and your family.
beneit equal to 66.67% of your weekly salary for up to 13 weeks. Your STD
beneits are subject to income and social security taxes, and may be reduced
by the amount of other income replacement beneits you receive for the
same disability.
Short term disability beneits may be supplemented with accrued paid leave
(vacation/sick leave) according to NISC policy.
General Plan Information Guardian
Elimination Period
Injury or Illness without 8th calendar day
Hospital Stay
Injury or Illness with Hospital 1st calendar day
Stay
Deinition of Disability You are disabled if you are not able to perform
your job due to sickness, pregnancy, or
accidental injury
Beneit Percentage 66.67%
Weekly Beneit Maximum $5,000
Maximum Period of 13 Weeks
Payment
Beneit Duration SSNRA *
* Social Security Normal Retirement Age
13
