Page 3 - Future Steps
P. 3
2017 Benefit Plan Changes 2017 Beneits Enrollment
At-a-Glance What’s
Inside This
Benefit Plan 2017 Change(s) Guide
Medical Plan X New carrier—HealthPartners
Z Prior to January 1, 2017, you can call HealthPartners’ 2017 Beneit Plan
Member Services with any questions; you will need to Changes At-a-Glance ..3
identify yourself as part of Goodwill—Easter Seals of MN
Z You must wait until after January 1 to create a user ID; if Enrollment Instructions ...4
you were previously a member with HealthPartners, you
will have the same member ID number but will need to Paying for Coverage .....6
create a new username and password
Z You can also call Member Services with pharmacy Who’s Eligible for
questions including steps on how to transfer any mail Beneits? ..........6
order prescriptions
X New ID cards Medical ..............7
X Three plan offerings with GenericsAdvantageRx formulary Health Risk Assessment ...8
Z $1,000 deductible plan: increased plan deductible and out-
of-pocket; irst three visits are free then 20% coinsurance Paying for Services .....11
would apply after the deductible
Z $2,600 deductible HSA plan: new hospital indemnity plan Your HealthPartners
packaged alongside existing plan Coverage Comes
Z $3,000 deductible HSA plan: new hospital indemnity plan With These Extras! ..13
packaged alongside Health Savings Account
X New four-tier rates (HSA) ...........15
Z Engaged vs. non-engaged rates effective March 1, 2017
Z You must complete a health risk assessment (HRA) before Dental ..............17
the end of January to continue to receive the engaged
rates; instructions on how to access and complete the Vision ..............18
HRA are included in this guide
X virtuwell—24/7 online clinic will be available Flexible Spending
X Plan for Me—online tool which helps you compare your options Accounts (FSAs) ....19
and estimate your costs for the year; you have access to this Life, STD, and LTD
tool during open enrollment as well as throughout the plan
year Insurance .........22
Short Term and Long Term X STD waiting period reduced from 14 to 7 days for both
Disability accident and sickness Critical Illness
X STD beneit duration reduced from 26 to 13 weeks Coverage .........25
X LTD elimination period reduced from 180 days to immediately Accident Coverage .....26
following 13 week STD duration
Voluntary Benefits X New carrier—Cigna 401(k) Retirement Plan ..27
X Voluntary beneit choices previously offered through Colonial
Life Other Beneits ........29
Z Critical illness Questions ...........31
Z Accident
New Flexible Spending X Now offered through Discovery Beneits
Account Administrator X New debit cards
X Annual maximum has increased to $2,600
New Employee Assistance X Enhanced program through LifeWorks
Program 3
At-a-Glance What’s
Inside This
Benefit Plan 2017 Change(s) Guide
Medical Plan X New carrier—HealthPartners
Z Prior to January 1, 2017, you can call HealthPartners’ 2017 Beneit Plan
Member Services with any questions; you will need to Changes At-a-Glance ..3
identify yourself as part of Goodwill—Easter Seals of MN
Z You must wait until after January 1 to create a user ID; if Enrollment Instructions ...4
you were previously a member with HealthPartners, you
will have the same member ID number but will need to Paying for Coverage .....6
create a new username and password
Z You can also call Member Services with pharmacy Who’s Eligible for
questions including steps on how to transfer any mail Beneits? ..........6
order prescriptions
X New ID cards Medical ..............7
X Three plan offerings with GenericsAdvantageRx formulary Health Risk Assessment ...8
Z $1,000 deductible plan: increased plan deductible and out-
of-pocket; irst three visits are free then 20% coinsurance Paying for Services .....11
would apply after the deductible
Z $2,600 deductible HSA plan: new hospital indemnity plan Your HealthPartners
packaged alongside existing plan Coverage Comes
Z $3,000 deductible HSA plan: new hospital indemnity plan With These Extras! ..13
packaged alongside Health Savings Account
X New four-tier rates (HSA) ...........15
Z Engaged vs. non-engaged rates effective March 1, 2017
Z You must complete a health risk assessment (HRA) before Dental ..............17
the end of January to continue to receive the engaged
rates; instructions on how to access and complete the Vision ..............18
HRA are included in this guide
X virtuwell—24/7 online clinic will be available Flexible Spending
X Plan for Me—online tool which helps you compare your options Accounts (FSAs) ....19
and estimate your costs for the year; you have access to this Life, STD, and LTD
tool during open enrollment as well as throughout the plan
year Insurance .........22
Short Term and Long Term X STD waiting period reduced from 14 to 7 days for both
Disability accident and sickness Critical Illness
X STD beneit duration reduced from 26 to 13 weeks Coverage .........25
X LTD elimination period reduced from 180 days to immediately Accident Coverage .....26
following 13 week STD duration
Voluntary Benefits X New carrier—Cigna 401(k) Retirement Plan ..27
X Voluntary beneit choices previously offered through Colonial
Life Other Beneits ........29
Z Critical illness Questions ...........31
Z Accident
New Flexible Spending X Now offered through Discovery Beneits
Account Administrator X New debit cards
X Annual maximum has increased to $2,600
New Employee Assistance X Enhanced program through LifeWorks
Program 3
